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Timing about canceling one card and applying for another
After Virgin Atlantic’s appalling point devaluation, I am planning to drop my VA card that is about to have its annual fee applied. I’m also considering applying for a Citibank double cash card.
Is there a preferred order: apply then cancel or cancel first then apply.
I don’t think it matters too much; my thought process would be to apply first, because dropping the card will reduce your credit line, and your credit score might lose a few points temporarily; so in theory your credit score should be better before dropping the card. But either way you’re probably completely fine.
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