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SPG Business OPEN Savings
I signed up for an got approved for the business SPG via a referral link form this blog. I’m being given a choice of 5% cash back or 2 extra Membership Rewards points for eligible OPEN savings. Assuming one can only choose either option once per year, what’s your thought process for which option to go with?
That depends on what is more important for you? Cash or points?
If you already have more points than you can easily use, then cash.
If you are cash rich, but points poor. Then points.
In the end it might comes down to how much spend you put true your cards in a regular year, and how much of it’s expenses you can charge to your employers or customers?