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Sign up Bonus
So I’m new to all of this, but I was wondering. Say I signed up for the Chase Sapphire and got the 50,000 point bonus. It says your not eligible if you have received this bonus in the last two years. Are you able to earn this bonus every 2 years if you keep this card? Or if not would be you able to cancel the card after about a year, then reapply after your 2 years are up?
[USER=1430]@Cole[/USER] you would have to cancel and reapply. Chase has become fairly strict with its UR earning card portfolio. If you have five or more credit inquiries over the course of two years you are unlikely to be approved for a UR earning card. If you are planning to regularly apply for other credit cards it might be best to hold on to the Sapphire Preferred and pay the AF.
I only have one credit inquiry over the last 2 years and that was my Hyatt card. Besides the Chase Sapphire and the Chase Freedom, the only other card I was thinking about was the Citi Thank You card. What does AF stand for?
Nevermind, now know you meant Annual Fee. Not so much worried about the annual fee, just wondering how I could maximize bonus points.