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Answers (2)

Sapphire/Ink Plus vs. local bank card w/ 1.5 pts. per $ on everything?

Sapphire/Ink Plus vs. local bank card w/ 1.5 pts. per $ on everything?

  1. Anonymous

    Hi Ben,
    My husband and I have an ongoing debate about whether for us, a card that earns Ultimate Rewards such as Sapphire/Ink Plus, might be better as far as flexibility and savings on flights vs a card he uses, Flagstar Bank, where on his particular card he receives 1.5 pts per $ on everything. He has to use the bank travel site to buy his airline ticket. We are retired so we do not have a lot of spending on business needs but do travel a lot domestically and internationally. He prefers to travel business/first on flights over 3 hrs. Any reasons why one would be better than the other in this case?

  2. Anonymous

    @ Sandra — His card sounds decent for domestic tickets, given he’s likely getting about one cent per point towards the cost of airfare. For international and premium cabin tickets, a currency that transfers directly to airline miles will likely be more lucrative:

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