Business Card for Rental Properties
1
Questions and Answers
Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.
While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!
This space is intended to be more of a community as well, so please jump in and share tips!
Filter by:
Best credit card for Priority Pass
2
Best Card for Wedding Expenses
Can you help?
0
Chase Freedom Unlimited is a mess
Can you help?
0
Cancel Citi Prestige cc but still have future booking
Can you help?
0
Amex Platinum SUB
Can you help?
0
JFK Virgin Clubhouse / Venture X
Can you help?
0
Delayed Chase Ultimate Rewards Transfers to United
Can you help?
0
Getting a second ink cash
1
Bilt Card Changes
Can you help?
0
Answers (2)
Paying before statement closes
Paying before statement closes
-
Terry New MemberSomething interesting happened to me applying for Citi Prestige. I have excellent credit, and virtually no debt, but I was denied. I called Citi to see what was up, and they agent told me that the problem was not my credit. The problem was that he was seeing a very high minimum payment on my Amex. This is a charge card that requires payment in full (with some exceptions) at the end of each billing cycle. I put many many charges on this card and pay it off each month.
Anyway, because Citi saw that I had a minimum credit card payment of several thousand dollars, they determined that my “ability to pay” did not meet their requirement.
So – I waited two billing cycles, and in the meantime, I paid the Amex down to zero BEFORE the billing cycle closed. Then I applied for the Citi card again and was approved.
-
Gaurav Community Ambassador
[USER=767]@Terry[/USER] thanks for sharing!
Your feedback is important in helping us keep our community safe.