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Answers (6)

Paying annual fees

by Britmand Wong New Member July 7, 2019, 7:43 am

Paying annual fees

  1. Britmand Wong New Member
    July 7, 2019, 7:43 am

    My credit card charges SG$192 for annual fees. In return, we get 10k krisflyer miles. Do you think it is advisable to pay the annual fees? Thanks

  2. OCTinPHL Diamond
    July 7, 2019, 8:14 am

    [QUOTE=”Britmand Wong, post: 65238, member: 5796″]My credit card charges SG$192 for annual fees. In return, we get 10k krisflyer miles. Do you think it is advisable to pay the annual fees? Thanks[/QUOTE]

    Will you use the miles? Do you get any other benefits? I probably would pay the annual fee if it’s a card I use.

  3. Britmand Wong New Member
    July 7, 2019, 8:31 am

    [QUOTE=”OCTinPHL, post: 65239, member: 4556″]Will you use the miles? Do you get any other benefits? I probably would pay the annual fee if its a card I use.[/QUOTE]
    Yes I do use miles. The bank also offers annual fee waiver. 10K miles for SGD$192 seem like a pretty ok deal to me.

  4. Gaurav Community Ambassador
    July 8, 2019, 1:08 am

    1.41 US cents/mile is a little bit high but not too bad if you have a decent redemption in mind. You also get the added benefit of earning additional miles. Seems worth it to me.

  5. Britmand Wong New Member
    July 8, 2019, 5:30 am

    Thanks!

  6. OCTinPHL Diamond
    July 8, 2019, 10:14 am

    [QUOTE=”Gaurav, post: 65255, member: 79″]1.41 US cents/mile is a little bit high but not too bad if you have a decent redemption in mind. You also get the added benefit of earning additional miles. Seems worth it to me.[/QUOTE]

    I guess I should have been more clear – I wouldn’t keep the card and pay the fee [I][B]just[/B][/I] for the miles, but if the card has other benefits the OP uses, then I think it is worth it. I don’t know what Singapore’s KrisFlyer miles are worth, but I would not keep a card just to get one of the big 3’s miles without substantial additional benefits.

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