Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

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Business Card for Rental Properties

1

Best credit card for Priority Pass

2

Best Card for Wedding Expenses

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0

Chase Freedom Unlimited is a mess

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Cancel Citi Prestige cc but still have future booking

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0

Amex Platinum SUB

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JFK Virgin Clubhouse / Venture X

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Delayed Chase Ultimate Rewards Transfers to United

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0

Getting a second ink cash

1

Bilt Card Changes

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0

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Answers (2)

New to credit cards

New to credit cards

  1. Anonymous Guest

    Hi everyone!

    My name is Mary, I’ve been traveling the world for 6 months and don’t know when I’ll go back to “normal life”. I am extremely interested in the world of credit cards and earning points/miles, but am really overwhelmed by all of the information!

    To date, I’ve never had a credit card. Also, I don’t spend a lot of money (backpacker’s budget), and don’t have a consistent job, per say. (Although I’ll need to get a work visa soon to build funds back up.)

    I really want to get a card (or a few), but am completely confused on where to start and if it’s even possible with how little spending I do!

    Any help is much appreciated. 🙂

  2. Gaurav Community Ambassador

    Honestly it’s hard to provide advice Mary. If you don’t spend much it’s going to be hard for you to meet spending targets to get cut off bonuses. You’ll also need to set up some way for you to be able to take delivery of US cards and find ways to remit payment. There are some cards with low or no minimum spending but usually the offers on those are lower as well so there are trade offs. They’re also usually less likely to be foreign transaction fee free. If you plan to spend some time in the US to replenish funds, it might be a good time to get and use cards and build a stash of points.

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