Questions and Answers

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Business Card for Rental Properties

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Best credit card for Priority Pass

2

Best Card for Wedding Expenses

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Chase Freedom Unlimited is a mess

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Cancel Citi Prestige cc but still have future booking

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Amex Platinum SUB

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JFK Virgin Clubhouse / Venture X

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Delayed Chase Ultimate Rewards Transfers to United

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Getting a second ink cash

1

Bilt Card Changes

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Answers (2)

How fast does your credit report get updated

How fast does your credit report get updated

  1. GBOAC Diamond

    About a month ago I applied for and got the IHG card. Chase has a neat app that checks your credit score and credit report, and updates it weekly. So far the credit reporting shows no evidence of this newest card.
    I’m wondering what one can expect as the time delay in getting your credit report updated — not just for new cards but also for payment of large outstanding balances. Anyone out there know for sure.

    And on a related issue about the Chase 5/24 rule, does Chase keep its own records on this at least for its cardholders. Or does it pull a credit history from one or more of the agencies when you apply.

  2. Donna Diamond

    After one billing cycle the new card balance shows up (as long as charges have been made). I’ve never applied for a new card and not used it immediately so I’m not sure when a new card would appear in the absence of initial use. When I paid off a car loan recently, it took two cycles to clear.

    I don’t know how Chase does it’s 5/24 checking.

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