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Answers (1)

Getting Credit Cards if you are a student?

Getting Credit Cards if you are a student?

  1. Harry

    Hey Lucky,

    I’ve been an avid reader of the blog for the past few weeks to the point I actually think i’ll fail my next exam because I’ve been so addicted.

    My brother has quite the Avios balance using his Diamond Club cards – partly because I have been paying my University fees and rent using his credit card. However with the recent devaluation I have been hesitant about doing this again. I have been trying to bribe him to get the new Etihad credit card that just rolled out in the UK; but his oneworld loyalty knows no bounds.

    I am briefly considering getting my own credit card, however since I am just a student (with a good credit history) I still don’t see it happening as I am not earning anything. One workaround is getting someone to be my guarantor although I am not sure most credit card companies allow it. I really want to get the AAdvantage Credit card, because I can use those on BA, Qatar and even Etihad so it seems like a more fluid currency – and in many cases it is much cheaper than using Avios.

    Reading through your blogs I can see that you started this before you even started University, hopefully Credit Card companies are as lax about students in the UK as they are in the US. Is it worth trying or will I just be denting my credit score?

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