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Does Adding a Chase Sapphire Reserve Make Sense
I currently hold the following cards: DL AMEX Reserve, AMEX Platinum and the new Chase Marriott Rewards Premier Plus Visa. I do almost all of my spending on my DL AMEX Reserve and then default to the current Marriot Rewards Visa Signature I have if I am unable to use my DL AMEX. I almost exclusively fly Delta, or their partners, and stay at Marriott properties. I got the AMEX Platinum originally for work, but now have a work-related CC I must use; however, I do have some recurring payments that come out of that card. My question is this…would adding a Chase Sapphire Reserve and, perhaps, getting rid of another one or more of these cards make sense? Any help would be appreciated. Thanks!!
I’d recommend getting rid of either you Delta Reserve or Amex Platinum. If I were you I’d get rid of the Delta Reserve. Here is my reasoning: Delta is a transfer partner of Amex MR, which you can earn w/ Amex Platinum, so to you MRs are worth at least as much as Delta SkyMiles. Amex Plat offers a much more favorable earning rate than DL Reserve (5x vs 2x). Amex Plat also gives you all the Delta lounge access. Thus unless you need the MQM boost from DL Reserve, it does not make sense to keep it.
On top of that, I think it makes more sense to get the Amex Gold card rather than Chase Sapphire Reserve b/c of its 4x points for dining/grocery. but to each one’s own