Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

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Chase reserve medical evacuation benefit


Amex or JetBlue MasterCard


Amex Platinum vs Chase Reserve


Lyft Cash: No Longer Earns Chase UR Points


Amex Plat-$50 offer for Best Buy & Home Depot


Platinum Confusion – Marriott Brilliant Amex


Miles & More European Credit Cards 50% Devaluation


Timing about canceling one card and applying for another


Can’t find Blue Business Plus


Annual fee for Virgin Atlantic M/C


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Answers (3)



  1. kevin

    Do you not get dinged when you cancel these credit cards? How long do you typically keep them open?

  2. Anonymous

    [USER=115]@kevin[/USER] — There’s a small hit for each “hard pull” but in general having more cards (and using them responsibly!) is actually good for your credit: [URL][/URL]

  3. Anonymous

    Kevin, personally I keep the cards open for as long as they add value. There are plenty of cards I hold onto long term because of the annual benefits they offer just for having the card:

    Then there are cards I keep open because they’re the most rewarding for everyday spend thanks to their category bonuses:

    And then there are some with great sign-up bonuses where I can’t justify the annual fee after the first year.

    As Tiffany notes, you don’t get dinged for closing a card, per se, though your average age of accounts is one thing which factors into your credit score.

    Hope that helps and let us know if you have any other questions.

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