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Answers (2)

Credit cards/hotel and airline flexibility

Credit cards/hotel and airline flexibility

  1. Anonymous


    I’ve read your beginner’s guide and the links afterward in the “start here” section, and I’m still unsure if I should go ahead and apply to one of the credit cards. I live in south Florida and I’m taking a trip to Georgia next month for one weekend. I’m staying at a friend’s place for a couple nights, and then on my way back down to south Florida, I was going to visit different areas I’ve never been to (underwater caves, museums, distilleries, parks, etc.). I also wanted to visit California next year. Is there an all-around good, no annual fee, flexible points credit card that I can earn decent rewards at hotels and use those points for miles when I travel next year to California? For now I only travel domestically. The Citi Hilton HHonors Signature Visa Card and the Hilton HHonors Amex card interest me because they don’t have an annual fee. I don’t travel much, but I wanted to change that and start traveling more, and anything that can help make trips more affordable would also help make them more enjoyable. Since I don’t travel much though, should I bother applying to one of those, or other, credit cards?

    Thank you Ben and/or to anyone that can help!

  2. Gaurav

    Mabel–many of the travel cards feature an introductory no annual fee period of up to a year for you to try them (and accrue points in the meantime). You may want to consider this in your decision making.

    If you are sure you do not want to pay an annual fee, the only flexible currency card that I can think of the is the AmEx Everyday. It offers a nice bonus on groceries and an overall 20% bonus if you use your card 20 times in a billing cycle.

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