Questions and Answers

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Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

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0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Amex or JetBlue MasterCard

3

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Answers (4)

credir cards and foreign exchange

credir cards and foreign exchange

  1. djr

    recently when we used our master card in Spain, everytime the card machine asks if we want to use dollars or euros. Our card changes no currency exchange fee. Which is better ?

  2. Donna

    Assuming you have a US credit card, stay with Euros – MasterCard will give you a better exchange rate than the merchant.

  3. djr

    Thank you Gia. I thinks its MCard, not the merchant. When The charge is approved, the credit card machine, whether in a taxi or a restaurant, gives me the choice of euros or dollars.

  4. David W

    Yes, but that choice will decide what kind of exchange rate you will get. If you choose to pay in Dollars, that means you want the local merchant processor to handle the exchange rate. Selecting local currency means that the exchange rate is handled by the card issuing bank and not the local merchant processor.

    If youre using a card that [I]has[/I] foreign transaction fees, using it outside of the US means you’ll be charged fees, even if you select USD when you’re paying.

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