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Answers (4)

Club Carlson Premier Card’s annual fee — Pay Upfront?

Club Carlson Premier Card’s annual fee — Pay Upfront?

  1. MisterMo

    Hi,

    I always thought that a credit card’s annual fee for a particular year is charged at the end of that year, instead the beginning.
    Would love to hear if that’s how it has been for others … with a not-waived-annual-fee card like Club Carlson’s Premier Rewards Card, is the annual fee supposed to by charged to one’s account within the first month of having it — essentially, upfront?

    Best,
    MisterMo

  2. Gaurav

    Yes, most non-waived annual fees are charged in the first statement cycle. Otherwise banks run the risk that people would get the bonuses and cancel before the fees posted.

  3. MisterMo

    [USER=79]@Gaurav[/USER] — Makes sense. Which then means a first-year-waived annual fee card gets its fee charged at the end of the 1st year (had always thought it was end of the 2nd year). Much thanks,

    Best,
    MisterMo

  4. Gaurav

    [USER=903]@MisterMo[/USER] that is correct, waived fee cards charge fees in the first statement after the one year anniversary.

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