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Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Amex or JetBlue MasterCard

3

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Answers (2)

Citi’s replacement cards = new account?

Citi’s replacement cards = new account?

  1. Anonymous

    Hi Ben,

    I recently had to get a new Citi Prestige because of fraudulent activity. To my surprise, my new Prestige card is listed as a new account, and when I called to ask Citi about this, they confirmed that my old account (not just the old card) was canceled due to fraud.

    This has me thinking/worried about their 24-month rule. I truly don’t feel like this new card should preclude me from earning a signup bonus on a different Thank You card after 24 months have expired. I don’t think this new card (account) should reset the 24-month clock. Do you have any insight here?

    Thanks!

  2. Anonymous

    [I]Where[/I] is it listed as a new account? On your credit report, or in Citi’s systems?

    I’ve never heard of them canceling and resetting the account entirely — has anyone else?

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