Questions and Answers

Here is a question that I have and someone may be able to chime in:
I have (3) cards that I use daily for everyday purchases….
Capital One Signature card
Citibank Double Cash card
Barclays Silver Aviator card
….. which one will give me the most benefits on a day to day use? I don’t need gasoline now with my EV car, I use the card(s) mainly for basic spending like groceries, exercise payments, electricity with local utility company…… any idea which of those (3) cards would give me best bonus back?
I am an American Airlines EXP and will continue now until the end of 2021. I am half way (or more) close to securing 2022 status so that seems less of an issue this year.
Thanks.

Does the C1 Signature allow you to transfer their points to airlines? I didn’t see a reference to it on their site. If it’s like the Venture and doesn’t allow a 1:1 transfer then I’d lean toward the Double Cash for US-based purchases (since the CDC has foreign transaction fees). While the “purchase erase” feature of the C1 is nice, if you’re mostly using miles/points/status to cover fees then that feature doesn’t really help you any more than having cash does. Even for hotels where you might use points, you could pay with it with the hotel’s credit card but pay the credit card bill with cash back earned from the CDC (by depositing the cash back into your bank account).

[USER=1690]@Rob in Miami[/USER] I would probably ditch the Barclaycard for a Citi Premier instead.

You aren’t getting any real benefits on AA with that card anymore (it no longer offers worthwhile EQM for hitting certain spend thresholds), and the Premier would give you 3x points on groceries, plus would make your Double Cash points transferable to airline partners.

[USER=184]@MidSouth Skier[/USER] is exactly right on the C1 card too. That one is “meh,” so I’d probably swap it out too, unless you’ve had it for a very long time.

[QUOTE=”Tiffany, post: 71226, member: 7″][USER=1690]@Rob in Miami[/USER] I would probably ditch the Barclaycard for a Citi Premier instead.

You aren’t getting any real benefits on AA with that card anymore (it no longer offers EQM for hitting certain spend thresholds) […][/QUOTE]

I know Barclays made some changes to the Silver, but it is still offering EQMs @ 20k and 40k spend, is it not?