Questions and Answers

Hi All. So I really want to apply for the Chase Hyatt card, but I’m worried I won’t get approved. Here is my credit card opening timeline for the last 24 months:
Chase Southwest (march 2015), Citi Prestige and Citi Premier (oct 2015) and recently Chase Sapphire (Feb 2016). The Chase Hyatt will be my 5th application in the 24 months period. Do you think I will get approved? I’m hoping to apply towards the end of this month. Many thanks in advance for your inputs!

[USER=1218]@Mimi[/USER]

That should be within the 5/24 rule.

[USER=7]@Tiffany[/USER]
Seem to remember reading one of the other blog last year claiming that the 5/24 rule only apply to getting Chase own cards and not the co-branded ones like the hotel or airline cards, is this still true?

I thought it was for any credit cards, but i could be wrong. If the 5/24 was only for Chase cards would make it a lot easier to still get other cards/bonuses.

Last I heard it was just for Ultimate Rewards earning products? [USER=79]@Gaurav[/USER] will know, I bet.

I just got the Chase Marriott card last week. My understanding was any 5 cards with 24 months. In any event, this would be your 5th card so you’re good.

It was only for personal UR products but is rumored to be extending to business UR products this month and all partner cards next month. I would choose the Chase card you want most and apply for that since there is a very good chance of no further approvals without a sabbatical.

[QUOTE=”Gaurav, post: 14209, member: 79″]It was only for personal UR products but is rumored to be extending to business UR products this month and all partner cards next month. I would choose the Chase card you want most and apply for that since there is a very good chance of no further approvals without a sabbatical.[/QUOTE]
So does that mean you can only apply for 5 chase cards in 24 months? Or do they mean you can only get a personal Chase card if you have less than 5 credit card applications of any type?

If you have five new accounts from any company you will be denied Chase cards after the new rules are implemented.

[QUOTE=”Gaurav, post: 14211, member: 79″]If you have five new accounts from any company you will be denied Chase cards after the new rules are implemented.[/QUOTE]
Ok thanks, thats what i thought they meant by it. Definitely have to be more selective with which cards you apply for.

Hi All,
Thank you so much for all your help with the reply to my post. Update: I applied for the Hyatt card last week, but did not get the auto approval. Tonight, I checked my Chase account and see that the Hyatt card portal just appeared. So happy to share that I got approved and I believe I should be expecting my card in the mail soon. To be honest, I was anticipating on calling the reconsideration line. Now onto the SPG Amex card!