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Chase reserve medical evacuation benefit

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Amex or JetBlue MasterCard

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Amex Platinum vs Chase Reserve

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Lyft Cash: No Longer Earns Chase UR Points

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Amex Plat-$50 offer for Best Buy & Home Depot

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Platinum Confusion – Marriott Brilliant Amex

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Miles & More European Credit Cards 50% Devaluation

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Timing about canceling one card and applying for another

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Can’t find Blue Business Plus

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Annual fee for Virgin Atlantic M/C

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Answers (2)

Chase 5/24 rule

Chase 5/24 rule

  1. Anonymous

    Hi Guys,

    I am well aware that chase has a 5/24 policy on many of its credit cards which means not more than 5 credit cards should be opened in the last 24 months.

    My question is : What If I was approved for 8 cards and cancelled 4 cards in the last two years ?
    I effectively have only 4 active cards but what is Chase going to do ?

  2. David W

    They look at how many cards you have been [I]approved [/I]for in the last 24 month period, regardless of which bank issued the card and whether you still hold the card or not.

    In your case you’d need to wait until your previous 24 month period had less than 5 approvals for new cards.

    However, note that not all of Chase’s cards are subject to the 5/24 rule: [URL]http://onemileatatime.boardingarea.com/2017/04/21/524-credit-card-exceptions/[/URL]

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