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Business Card for Rental Properties

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Best credit card for Priority Pass

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Best Card for Wedding Expenses

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Chase Freedom Unlimited is a mess

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Cancel Citi Prestige cc but still have future booking

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Amex Platinum SUB

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JFK Virgin Clubhouse / Venture X

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Delayed Chase Ultimate Rewards Transfers to United

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Getting a second ink cash

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Bilt Card Changes

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Answers (3)

Chase 5/24 rule

Chase 5/24 rule

  1. Abie Nick New Member

    If I converted a card with an annual fee to a non-fee one in same family to avoid future annual fees, does Chase count each converted account as a separate new card account (re 5/24 rule)? For example, Ink Plus to Ink Cash, Amex Blue Cash Preferred to Blue Cash Everyday, Mileage Plus Explorer to Mileage Plus Rewards?

  2. MidSouthSkier Community Ambassador

    Welcome [USER=2762]@Abie Nick[/USER],
    If you downgrade the card and there is no credit pull, then it should not count against your 5/24.

  3. Gaurav Community Ambassador

    To be on the safe side I’d check on the Chase credit journey website a little while after the product change to see if it changes the count. Chase is probably the safest since they will clearly be able to see the product change.

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