Questions and Answers

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Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Amex or JetBlue MasterCard

3

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Answers (3)

Chase 5/24 rule

Chase 5/24 rule

  1. Abie Nick

    If I converted a card with an annual fee to a non-fee one in same family to avoid future annual fees, does Chase count each converted account as a separate new card account (re 5/24 rule)? For example, Ink Plus to Ink Cash, Amex Blue Cash Preferred to Blue Cash Everyday, Mileage Plus Explorer to Mileage Plus Rewards?

  2. MidSouthSkier

    Welcome [USER=2762]@Abie Nick[/USER],
    If you downgrade the card and there is no credit pull, then it should not count against your 5/24.

  3. Gaurav

    To be on the safe side I’d check on the Chase credit journey website a little while after the product change to see if it changes the count. Chase is probably the safest since they will clearly be able to see the product change.

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