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Chase 5/24 rule
If I converted a card with an annual fee to a non-fee one in same family to avoid future annual fees, does Chase count each converted account as a separate new card account (re 5/24 rule)? For example, Ink Plus to Ink Cash, Amex Blue Cash Preferred to Blue Cash Everyday, Mileage Plus Explorer to Mileage Plus Rewards?
Welcome [USER=2762]@Abie Nick[/USER],
If you downgrade the card and there is no credit pull, then it should not count against your 5/24.
To be on the safe side I’d check on the Chase credit journey website a little while after the product change to see if it changes the count. Chase is probably the safest since they will clearly be able to see the product change.