Questions and Answers

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Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Amex or JetBlue MasterCard

3

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Answers (3)

Card Cancelation due to inactivity?!

Card Cancelation due to inactivity?!

  1. JoshBl

    I just read this in the terms of the IHG Rewards Club Select Credit Card:

    “Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity. ”

    Has this every happened to you, [USER=4]@Lucky[/USER], or anyone? I’m curious if I get this card basically just for the free night and maybe buy lunch once a year on the card, if they’ll cancel it.

    Thanks!
    Josh

  2. David W

    I think you’ll be fine if you throw a lunch on there every so often.

  3. Anonymous

    Hi [USER=2804]@JoshBl[/USER] and welcome!

    As long as you use a card every so often it should be fine. I had a Bank of America card canceled once because I never used it (I’m not even sure I activated it!), but that was sort of an extreme case.

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