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Can too Many Credit Cards Cause Issues?
Hey Lucky, I am currently 16, and have no credit cards. I am planning ahead to see the plans I should check out. My family currently has three plans, Alaska, Avios, and Miles and More. I am planning to pick up all these cards, but I am interested in diversifying. Could having too many credit cards potentially cause me issues in the future? I plan to pay all debts monthly.
As long as you pay off the card, you should be fine. However, at 16 I doubt you’d be approved for the premium cards so soon.
Personally I think you should get cards with transferable points – Chase UR. Amex MR and Citi TY. Or even the Marriott/SPG Cards.
Go with one of the UR or MR cards that has no annual fee. Start slowly, pay all bills on time, build up your credit. Have a parent co-sign if needed.