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Can my French wife apply for American Credit Cards if I’m American?
Can my French wife apply for American Credit Cards if I’m American? I have good credit and just signed up for the Chase Sapphire Reserve. I’d love to “maximize my rewards potential” as you mention on your blog. Thanks!
She would need a US SSN or Tax ID number, but doesn’t need to be a citizen necessarily.
Also, make her an authorized card holder on your credit card accounts (the more cards the better for this purpose), since that also builds her credit history rapidly. My son who is in college has a stellar credit score even though he never had a credit card, only the ones where he was an authorized cardholder. Then, with that high credit score, she is more likely to be approved for a card which she applies herself.
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