Questions and Answers

What is the best credit card that builds points/miles for travel and maximizes fuel purchases? I do not want to spend more than $95/year in card fees.

CitiPremier is the only card I can think of with 3x points on gas. $95 annual fee and is great in conjunction with the CitiPrestige but sadly there is no longer a bonus on new accounts.

Amex EDP has 3x on gas, and a great return if you can hit 30 transactions a month: [URL]http://onemileatatime.boardingarea.com/2015/03/19/best-credit-card-category-bonuses-2/[/URL]

You might also consider the Chase Freedom (free). It usually has gas as a bonus category for a couple of quarters so you can get at least $3k of gas at 5x.

The Discover cards usually have gas as a bonus category one quarter a year as well. It’s also free.

If you are open to cashback like the Discover card provides the Citi Costco card at 4% for upto $7k a year is also a decent option.

Also if it wasn’t clear on the Freedom and Discover options, you are not limited to spending in the quarter. If you are not maxing out the quarterly allowances you can buy gas station gift cards to continue getting the bonus during non-bonused quarters.

[QUOTE=”Gaurav, post: 20242, member: 79″]If you are open to cashback like the Discover card provides the Citi Costco card at 4% for upto $7k a year is also a decent option.

Also if it wasn’t clear on the Freedom and Discover options, you are not limited to spending in the quarter. If you are not maxing out the quarterly allowances you can buy gas station gift cards to continue getting the bonus during non-bonused quarters.[/QUOTE]
The newly-created Citi/Costco VISA card that supplanted the Amex/CostCo card is in fact a good CashBack card for year-round gas purchases in the USA. It’s now my “Gas Card.” HOWEVER, while this card has no annual fee, assuming you have a paid Costco membership, it DOES have a 3% Foreign Transaction Fee. So, you don’t really get the full 4% Cash Back for gas purchases outside the USA.