Questions and Answers

I’m considering making a pretty major purchase that doesn’t fall into any of the traditional bonus categories like travel, dining, or gas. I know it’s been stated many times on the blog that the AmEx Everyday Preferred and SPG AmEx are the best cards for everyday, non-bonused spend. The problem is that many smaller merchants don’t take AmEx cards. Right now I’m thinking the Barclaycard Arrival Plus would be the best for it’s 2.1% cash-back but If I could I’d rather use a card that earns flexible points I could transfer to airline FFP’s.

If you can get a hold of the Freedom Unlimited soon, I can think of that as a good option.
If not, I thought about the Citi DCB, but Barc A+ has better proposition there.
Do you value, TYP anything substantial? If so, the premier or prestige card come in mind.
If you value premier status or companion tickets then some other cards come in mind.

I think [USER=522]@PhatMiles[/USER] is right – some sort of cash-back card. If you’ve got travel expenses you can offset with an Arrival Plus, then use that. Otherwise, you’re better off with straight cash-back like the Citi DoubleCash.