Questions and Answers

A few months ago, my wife converted her Amex Gold to the Amex Everyday (vanilla, not preferred) and added me as an authorized user. Each billing period we have exceeded the 20 purchases and thus eligible for the 20% bonus. Looking at the statements since then, it appears that the purchases made on my wife’s card have earned the 20% bonus but not the purchases made on my card. Is this correct? If so, can anyone point me to where it says that? I’ve looked through all the terms and descriptions that I can find and see nothing about purchases by authorized users not being eligible for the bonus. Thanks.

All purchases should count. I would double check the math and contact AmEx if you see a discrepancy.

After going through multiple statements, I have figured it out and thought I would share in case anyone else was confused.

In short, the 20% bonus for both of us is given the following month and all of it is credited to my wife.

For example, if on the August statement, my wife receives 200 points and I receive 100 points (with 20+ transactions in total), on the September statement, my wife will receive all 60 bonus points.

[USER=1324]@Confused[/USER] that is how all cards work–only the primary card holder accrues points/miles. Glad you were able to figure it out to your satisfaction. I will agree that calculating MR is frustrating/annoying. I wish they would clearly show bonused spending like Chase does on its website.

[QUOTE=”Gaurav, post: 11083, member: 79″][USER=1324]@Confused[/USER] that is how all cards work–only the primary card holder accrues points/miles.[/QUOTE]

True, all points go to my wife’s MR account in the end. However, at the bottom of each statement, there is one line that states how many points she earned that month and another line that shows how many I earned. Each line also shows how many bonus points we individually earned at grocery stores. But the 20% bonus is combined and shown only on her line. Confusing, but it all adds up.