Questions and Answers

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

While anyone can comment on regular blog post, registration is required in order to post a question in this space. Creating your account is free, and you'll be able to see when your question is answered, as well as like comments from other users. And of course, you'll earn status points for offering helpful answers!

This space is intended to be more of a community as well, so please jump in and share tips!

Filter by:

Remaining Chase 5/24 slots

1

Transfer CapOne points

1

Citi Prestige Card No longer accepting application

1

Amex Gold offers free Clear membership

Can you help?
0

Hilton hotel adds surcharge for using a credit card

1

Am I Better Off Earning 4x Amex Points or 5x Citi/Chase Points?

2

Thoughts on Bilt, the new credit card that rewards you for paying rent?

1

iPhone Outright Purchase

Can you help?
0

100,000K Marriott points or 3 free nights?

3

Chase reserve medical evacuation benefit

3

Ask a Question

Everyone can read and comment, but you must login to post a new comment.

Answers (2)

Advice – when to start applying for premium cards?

Advice – when to start applying for premium cards?

  1. Luist

    Hi All,

    My wife and I recently moved to the US (about 6 months ago). We’ve established a credit rating by using the Amex Global transfer to obtain the Amex SPG card.

    What I’d like to know is at what point can we start looking at applying for some of the premium cards (CSR or Amex Plat)? My understanding is that approval is judged on several factors with the length of credit histroy being one of them.

    Is there a minimum time we should wait? I don’t want to apply and get rejected if there’s no chance of approval.

    Thanks! 🙂

  2. David W

    There’s no minimum time but I’d probably start with some no-fee cards whose points can be combined with premium versions of the points.

    Chase Freedom, Freedom Unlimited
    Amex Every Day/ Everyday Preferred

    They’re easier to get and with no annual fee, you can keep the cards for a long time to help build history. Maybe 6 or so months after that you can apply for more premium cards.

Sign in to help answer questions.