Marriott’s New No Annual Fee Credit Card

Filed Under: Chase, Credit Card Reviews
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Today applications have opened for the no annual fee Marriott Bonvoy Bold Credit Card, which is Marriott’s newest co-brand credit card, and also their only credit card without an annual fee.

Basics of the Marriott Bonvoy Bold Card

Here’s what you need to know about the Marriott Bonvoy Bold Card:

  • The Bold Card has no annual fee and no foreign transaction fees
  • The Bold Card is offering a welcome bonus of 50,000 Marriott Bonvoy points after spending $2,000 on the card within the first three months
  • The card offers 3x points on Marriott purchases, 2x points on travel purchases, and 1x points on all other purchases
  • For having the card you earn 15 elite qualifying nights towards status annually

Earn Marriott Platinum status so you can access club lounges

How does this compare to the Marriott Bonvoy Boundless Card?

Chase also issues the Marriott Bonvoy Boundless Credit Card, which has a $95 annual fee. Here are the basics of that card:

  • The Boundless Card has a $95 annual fee
  • The card has no foreign transaction fees
  • The Boundless Card is offering a welcome bonus of 75,000 Marriott Bonvoy points after spending $3,000 on the card within the first three months
  • The card offers 6x points on Marriott purchases, and 2x points on all other purchases
  • For having the card you earn 15 elite qualifying nights towards status annually
  • The card offers a free night certificate on your account anniversary every year, valid for a stay at a property costing up to 35,000 points per night

Use your 35,000 point certificate at Tambo Del Inka in Peru

My take on the Marriott Bonvoy Bold Card

The Marriott Bonvoy Bold is a pretty solid card, in the sense that it gets you 15 elite nights towards status annually just for having a no annual fee card. The catch is that each Marriott Bonvoy member can earn at most 15 elite nights every year through credit cards, so it’s not like having multiple cards will get you more elite nights.

Personally I think the $95 annual fee Marriott Bonvoy Boundless is more compelling than the Bold. That’s simply because I’d gladly pay $95 per year to get a free night certificate I could use at a hotel costing up to 35,000 points per night.

To me neither card is especially worthwhile for actually putting spending on, as there are other cards with better bonus categories, and also cards that are better for everyday spending.

Redeem your Marriott points at the Le Meridien Paro

Eligibility for the Marriott Bonvoy Bold Card

There are quite a few restrictions surrounding getting approved for the Bold Card. That’s because both Amex and Chase issue cards for Marriott, and they want to limit how many of these cards you can get.

Given the complexity of the restrictions in place, I’ll just copy and paste the rules:

Eligibility for this product: The product is not available to either:

— current cardmembers of the Marriott Bonvoy Premier credit card (also known as Marriott Rewards Premier), Marriott Bonvoy Boundless credit card (also known as Marriott Rewards Premier Plus), Marriott Bonvoy Bold credit card, or

— previous cardmembers of the Marriott Bonvoy Premier credit card (also known as Marriott Rewards Premier), Marriott Bonvoy Boundless credit card (also known as Marriott Rewards Premier Plus), or Marriott Bonvoy Bold credit card, who received a new cardmember bonus within the last 24 months.

If you are an existing Marriott Rewards Premier or Marriott Bonvoy Premier customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. 

Eligibility for the new cardmember bonus: The bonus is not available to you if you:

— are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy American Express Card (also known as The Starwood Preferred Guest Credit Card from American Express);

— are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or

— applied and were approved for Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card) within the last 90 days.

Bonvoy Bold Card bottom line

For a no annual fee card, I’d say the Marriott Bonvoy Bold is actually quite good. The card has a solid welcome bonus, and the fact that it offers 15 elite nights towards status annually is awesome. For someone who wants a Marriott credit card but who is determined not to pay an annual fee, this is the card to get.

However, personally I think it’s worth instead getting the $95 annual fee Marriott Bonvoy Boundless. Even taking the other positive aspects of the card out of the equation, the anniversary free night certificate should more than justify the $95 annual fee, in my opinion.

What do you make of the new Marriott Bonvoy Bold Card? 

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Comments
  1. Does anyone know if it’ll be possible to PC to this card from one of the paid Marriott cards? Obviously the welcome bonus won’t apply, but 15 nights/year with no skin in the game is rather nice.

  2. We are still waiting with baited breath for Marriott to offer these no fee cards to the UK market. With the brexit fiasco raging here, and with Donald Trump’s recent visit still being fresh, there maybe some “mileage” to it!!
    Talking of Donald Trump, we had mixed reactions here, on one hand rent-a-mob, the usual suspects were out on the streets (do they ever work that crowd) demonstrating, to the rest of us coming to the realisation that Trump is offering a sincere hand in our days of desperate need. So come on Marriott, get on board with your cards, and help us become your 51st state xx

  3. @LondonScot

    Yep US and UK are so alike.

    Trump and Brexit. We all know before voting how ugly each will be yet we both allowed it to happen.

    @Lucky
    Off topic, why didn’t OMAAT picked up news that hackers stole CBP photos of travellers yet. Enjoying vacation?

  4. Hopefully this will provide a downgrade path should one want it.

    The other thought I had was sign up for this, wait about a year, and you’ll probably get an offer to upgrade and get a second bonus worth more than the 25,000 points you’re forgoing by not going directly to the entry-level free night/fee card. No second pull on your credit report going this route.

  5. @Lucky, as such … what IS the most valuable card to earn Marriott points? If between the Amex Luxury card with 3x on dining and the former SPG card which earns 2x in everything else + 25k bonus for $25k spend (effectively 3x if you track to the bonus triggers), that combo seems pretty good right?

  6. All memebers and Lucky,

    I want to share my recent experience with the Marriott stay. I stayed at a Courtyard in Shanghai for 5 days. The faculity is great, nothing to compaint about. However, I do believe the management is playing with the elite upgrade policy. I’m a Platinum member and I asked 3 times if I can upgrade to a suite, which is avalibale at the time I asked. The manager was even angery speaking to me the third time. He always has the excuses of many elite members recently. Roughly 30 members for 15 suites. Later, a staff told me that they arrange those suites 10 days before. I said how can you assign those rooms 10 days before they arrive! Isn’t it should be subject to availability by the time the customers arrive? She didn’t answer. I asked the other guy why those suites are still for sale. He said they weren’t. I just searched on the app before I asked him! It has gone very rediculous. From the converstation with the manager. I heard that there are titinum and premier members who are getting the suites, which is a hidden dirty rule made by the hotel. I stay for 5 days, not getting upgrade for even 1 night is disgrace. Does anyone know how can I report this situation?

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