Right now we’re seeing some best-ever bonuses on the Delta American Express Business cards, and the personal cards are getting a nice bump too!
In this post I wanted to share several reasons you should consider applying for a small business Delta American Express credit card. The first few reasons apply to both personal and business versions of the card, while the last few points only apply to the business versions of the card.
With that in mind, here we go:
Great partner award redemptions
As much as there are aspects of Delta SkyMiles that I don’t like, there are also lots of great things about the program. Delta SkyMiles are great for business class redemptions, in particular to Europe and Asia. It used to be that a big advantage of American and United over Delta was that you could redeem for international first class, but now that those redemptions have largely been devalued, that’s less of a consideration.
For international business class redemptions, I’d say SkyMiles are more or less as useful as AAdvantage miles and MileagePlus miles. For example, you can redeem on Alitalia, Air France, KLM, or Virgin Atlantic to Europe, or on China Airlines or Korean Air to Asia. Many of these airlines have exceptional business class award availability.
China Airlines’ excellent business class product
Money towards travel
Say you don’t want to deal with how frustrating it can sometimes be to redeem miles. Delta SkyMiles can be redeemed for one cent each towards the cost of a ticket, and it even qualifies as a revenue ticket for the purpose of earning miles. You have to do this in certain increments, but for some people this is a really desirable redemption option.
Four choices of welcome bonuses
You have four different cards here, and you’re eligible for the welcome bonus on each card once. So if you had the personal Gold you can still get approved for the personal Platinum, etc.
The major restrictions to be aware of with American Express are that you can typically have at most four charge cards and four credit cards with them at a given point. All four of these cards are credit cards and not charge cards.
There’s a very generous refer-a-friend bonus on the Delta Amex cards at the moment, where you can get 10,000 miles after you refer a friend to the card, and you can earn up to 55,000 Delta miles per year through this. If you apply for the card now you should still be able to refer others to the card. This is a great way to boost the miles you earn with these cards even further.
Business cards don’t apply towards 5/24
Many people are concerned about Chase’s 5/24 rule, where you typically won’t get approved for many Chase cards if you’ve opened five or more new accounts in the past 24 months. Generally business accounts don’t qualify towards that limit, so this is a great option for those trying to keep their number of “new accounts” for that metric to a minimum.
Business cards that are relatively easy to get approved for
Some issuers make it very difficult to be approved for a small business credit card, requiring you to be incorporated for years, have hundreds of thousands of dollars of revenue, etc.
Meanwhile American Express is anecdotally great about approving people for small business credit cards, working with them from day one. I’ve written in the past about getting approved for an Amex small business card as a new sole proprietorship with limited business revenue. Assuming your credit is good, you should have good odds of getting approved.
The increased welcome bonuses on the Delta Amex cards are fantastic, and I don’t ever recall seeing a better offer on these cards. There are lots of great reasons to consider applying for these cards, so hopefully some of you can pick up extra Delta SkyMiles through these offers.