Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018 - Chase

Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

Ben Schlappig — Wed, 15 Jul 2026 23:29:08 +0000

The World of Hyatt Credit Card (application) is one of the easiest ”worth it” calls of any card I hold at a $95 annual fee, the anniversary free night award alone is worth more than the fee, so the hold-for-perks math isn’t really in question.

Continue reading: Is The World Of Hyatt Credit Card Worth It? Why I’ve Kept It Since 2018

Share your questions, experiences, and thoughts below.

RE: Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

William — Mon, 01 Jun 2026 17:06:27 +0000

This card sucks because there's not really any Category 4 properties worth staying in. I rather have Hyatt raise the annual fee and give me a Category 5. I end up having to stay at a Hyatt Place because no properties accept this FNC.

William — Mon, 01 Jun 2026 17:06:27 +0000

RE: Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

Andrew — Sun, 31 May 2026 17:48:43 +0000

Gene, I hate to break it to you, but bloggers are going to ride 1.5 cpp into the sunset. There will always be some edge case that supports it, somehow. I've learned to find peace in 1cpp with Fidelity, with the plan that it will grow when I invest it into FXAIX. It won't get worse (over the long run) and that's a win. ;-)

Andrew — Sun, 31 May 2026 17:48:43 +0000

RE: Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

Joe — Sat, 30 May 2026 20:35:15 +0000

I feel like all of my interest in getting the brand specific cards Chase has for airlines/hotels kind of went out the window when I started just getting 4x on CSR for direct bookings with airlines and hotels and 8x via the portal. I can book and trivially manage United bookings at 8x and I can get points which can be used elsewhere instead of locking them into Hyatt. Up the perks. I only bit on a United card (and hardly ever use it) because of the cardmember perks they're now offering. Hyatt needs to do something similar

Joe — Sat, 30 May 2026 20:35:15 +0000

RE: Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

Andrew — Sat, 30 May 2026 19:23:08 +0000

Same in SF. Same in LA except for the places near the airport. Same in any part of greater Tokyo you'd want to be. Cat4 used to mean "mid/lower market hotel" and now it means "no hotel" in t...

Andrew — Sat, 30 May 2026 19:23:08 +0000

Same in SF. Same in LA except for the places near the airport. Same in any part of greater Tokyo you'd want to be. Cat4 used to mean "mid/lower market hotel" and now it means "no hotel" in t...

RE: Is The World Of Hyatt Credit Card Worth It? Why I've Kept It Since 2018

David — Sat, 30 May 2026 01:33:39 +0000

Hyatt's recent recategorization of properties really hurt the free cat 1-4 night value. There is no longer a single cat 1-4 property anywhere in Manhattan, for example, which is a joke. Yes, you can do Jersey City, or Long Island, but...