Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks? - Bilt

Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

Ben Schlappig — Wed, 15 Jul 2026 23:53:00 +0000

Bilt is the platform that is most known for offering rewards for housing payments. Earlier this year we saw major changes to the companys rewards concept, and Bilt now has three Mastercard credit cards serviced by Cardless, which are potentially worth considering. This includes the no annual fee Bilt Blue Card, $95 annual fee Bilt…

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RE: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

henare — Tue, 07 Jul 2026 00:03:27 +0000

eh. all the bilt cards have too many moving parts. I have the blue and I never use it.

henare — Tue, 07 Jul 2026 00:03:27 +0000

eh. all the bilt cards have too many moving parts. I have the blue and I never use it.

RE: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

1990 — Mon, 06 Jul 2026 15:46:04 +0000

Ok, Ankur, we know it’s you…

1990 — Mon, 06 Jul 2026 15:46:04 +0000

Ok, Ankur, we know it’s you…

RE: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

1990 — Mon, 06 Jul 2026 15:44:57 +0000

Mine still says “Coming soon”… but for BILT to keep saying it for nearly 6 months isn’t a good sign either.

1990 — Mon, 06 Jul 2026 15:44:57 +0000

Mine still says “Coming soon”… but for BILT to keep saying it for nearly 6 months isn’t a good sign either.

RE: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

Khatl — Mon, 06 Jul 2026 15:22:28 +0000

Somewhat related. It appears that the "coming soon" bilt cash options for Blade and Blacklane have disappeared on Bilt

Khatl — Mon, 06 Jul 2026 15:22:28 +0000

Somewhat related. It appears that the "coming soon" bilt cash options for Blade and Blacklane have disappeared on Bilt

RE: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?

AnonymousPointsGuy — Mon, 06 Jul 2026 15:00:55 +0000

BILT blue is the best value really - once you factor in the $50 bilt cash/25k points earned, and assuming you have a mortgage, it’s actually closer to 2.4-2.5pts/dollar on all spend up to 75% of your housing costs for the best transfer partners with no AF and no coupons. If your spend ceiling is >25k, you would even hit BILT gold status and unlock various perks like home away from home, again all with no AF. If you pair with the Wells Fargo autograph you have a fee-free transferable points set up that earns 3x travel, dining, and 2.4x on everything else.