Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten - Amex

Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten

Ben Schlappig — Wed, 15 Jul 2026 23:50:43 +0000

The Business Platinum Card from American Express has an :AnnualFeeBizPlat: annual fee :RFBizPlat:, so one question I’m frequently asked is whether it’s actually worth that much money. After all, most people don’t want to part with that much cash unless the math adds up.

Continue reading: Is The Amex Business Platinum Worth $895? Here’s The Value I’ve Gotten

Share your questions, experiences, and thoughts below.

RE: Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten

Barry — Wed, 20 May 2026 23:09:32 +0000

No.

Barry — Wed, 20 May 2026 23:09:32 +0000

No.

RE: Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten

Gene — Wed, 20 May 2026 13:11:36 +0000

@ Ben -- Not sure where you got the part about your phone needing to autopaid with AMEX Platinum business card to earn the $10/month credit. We have our auto pay set for CapOne VentureX, but I make a $10/month manual payment with each of our AMEX Plat Buisness cards, and the remainder is auto paid by CapOne. We receive the $10 AMEX credits like clockwork. Did something change this month?

Gene — Wed, 20 May 2026 13:11:36 +0000

RE: Is The Amex Business Platinum Worth $895? Here's The Value I've Gotten

mjonis — Wed, 20 May 2026 13:09:02 +0000

The Hotels credit is very specific, IMO. Fine Hotels for one night, but it's a very narrow set and usually in foreign spots (which if you travel, as you do, is probably "easy" compared to most of us). The $200 airline incidentals credit is mostly dead now. Delta "trick" no longer works (see Flyertalk forums), UA is gone. Not sure about AA/AS. Those of us that fly first/business the credit is basically useless. But as always, YMMV.

mjonis — Wed, 20 May 2026 13:09:02 +0000