Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why - Amex

Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

Ben Schlappig — Wed, 15 Jul 2026 23:50:49 +0000

TheAmerican Express Business Gold Cardhas a :AnnualFeeAmexBizGold: annual fee :RFBizGold:, and unlike most premium business cards, whether it pencils out doesnt come down to a stack of coupon-book credits (though those can help with offsetting the annual fee). It comes down to whether your two top spending categories every billing cycle actually align with the…

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RE: Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

BofA_Fan — Sat, 23 May 2026 09:44:53 +0000

This card lost its value for me when they took away the 4x category for shipping. I immediately cancelled when it was gone, and won’t be returning to it unless it comes back!

BofA_Fan — Sat, 23 May 2026 09:44:53 +0000

This card lost its value for me when they took away the 4x category for shipping. I immediately cancelled when it was gone, and won’t be returning to it unless it comes back!

RE: Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

Travel-Aficionado — Fri, 22 May 2026 01:49:13 +0000

Walmart + does come with a free subscription to either Paramount+ Essential or Peacock Premium with ads at no additional cost. So, even if you don't order from Walmart, that can make Walmart + worthwhile for some.

Travel-Aficionado — Fri, 22 May 2026 01:49:13 +0000

RE: Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

OM — Thu, 21 May 2026 17:37:50 +0000

It does. On all his articles about this card, Ben erroneously cites the list for "Select Computer Hardware, Software, and Cloud Computing", which was the bonus category on the old version of the card. Everyone should be looking at the section for "U.S. Electronic Goods, Software and Cloud Systems" instead.

OM — Thu, 21 May 2026 17:37:50 +0000

RE: Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

VD — Thu, 21 May 2026 16:30:48 +0000

Best Buy qualifies for 4x points. I have earned it on this card. FYI

VD — Thu, 21 May 2026 16:30:48 +0000

Best Buy qualifies for 4x points. I have earned it on this card. FYI

RE: Is The Amex Business Gold Worth It? Probably Not For Me — Here's Why

dx — Thu, 21 May 2026 16:19:11 +0000

Good analysis, as with the Business Platinum, and I'd love to see you do this going forward for the other premium cards you have. I feel like without Amazon Web Services counting (if true), the best use case for this is a business that spends a ton on other software/cloud computing services. Otherwise, media advertising can be done on Ink Business Preferred (capped) or CSR for Business (uncapped)- possibly with a bigger list of qualifying merchants, you can get 2X-3X on business dining and gas on numerous lower-fee business cards, and businesses that use AWS will obviously consider USB's Amazon Prime Business Card (ex-Amex) for 5% cash back on that up to the cap. Then of course there are plenty of 1.5X-2X catch-all business cards at lower annual fees than this too.