Best Travel Rewards Credit Cards (2021)

In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. The information and associated card details on this page for the Hilton Honors American Express Aspire Card, Bank of America® Travel Rewards credit card, and Citi Prestige® Card have been collected independently by OMAAT and has not been reviewed or provided by the card issuer. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

Updated: 2 months ago

One of the keys to traveling the world for next to nothing is having the right credit cards.

Virtually all airlines and hotel chains have co-branded credit cards that allow you to accrue points in your preferred program.

Not only do credit card companies offer huge sign-up bonuses just for being approved for a card, but they also offer bonus points for spending in certain categories, even on cards with no annual fee, or the best credit cards with no foreign transaction fees.

I earn around a million miles a year through credit cards, about half of which come strictly from the sign-up bonuses earned by being approved for a credit card and completing a minimal amount of spend. The other half I earn through maximizing everyday spend (allowing me to earn anywhere from 2x to 5x points per dollar) and taking advantage of every bonus promotion available to me. Every year I redeem these points for a handful of first class trips around the world.

There are a lot of misconceptions about how credit scores work, as most people believe that applying for a credit card will negatively impact their credit score. As long as you keep your credit utilization low and make your payments on time, you shouldn’t see a negative impact on your credit score from applying for cards. Keep in mind you’ll need Very Good or Excellent credit to be eligible for many of the more lucrative cards below, and I would recommend never carrying a balance on a rewards-earning card, as the monthly interest payments can easily negate and exceed the value of the rewards.

My credit score is actually much better now than it was before I started applying for lots of credit cards, and I apply for multiple each year.

75,000 bonus miles

United℠ Business Card

Foreign Transaction Fee: $0
Annual Fee: $0 introductory annual fee for the first year, then $99.
on Chase's secure site
Why we like this card

Read our review

Current Offer

  • 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $99.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
  • Earn 2 miles per $1 spent on United purchases, at restaurants (including eligible delivery services), gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket.
  • Enjoy priority boarding privileges and get 2 United Club℠ one-time passes at account opening and each year for your anniversary.
  • $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
on Chase's secure site
Earn 150,000 Hilton Honors Bonus Points

Hilton Honors American Express Aspire Card

Foreign Transaction Fee: None
Annual Fee: $450
The card details for the Hilton Honors American Express Aspire Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

You receive top tier Hilton Honors Diamond status for as long as you hold the card. This card also earns an incredible 14x points at participating Hilton hotels & resorts. Read our Review.

Current Offer
• Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
• Earn 14x Points on Hilton Purchases
• Earn 7x Points on Dining at U.S. restaurants
• Complimentary Hilton Diamond Elite Status
• $250 Hilton Resort Statement Credit
• Anual weekend night reward

on American Express' secure site
$500 cash bonus

Capital One® Spark® Cash for Business

Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that
on Capital One's secure site
Why we like this card

Read our Review

Current Offer

  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Purchase above your credit limit with no hassle and no over-limit fees
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
on Capital One's secure site
Earn up to 80,000 bonus points

Virgin Atlantic World Elite Mastercard

Foreign Transaction Fee: None
Annual Fee: $90
The card details for the Virgin Atlantic World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• 60,000 bonus Virgin Points after spending $2,000 or more on purchases within the first 90 days of account opening
• Earn up to 15,000 bonus Virgin Points every anniversary after qualifying purchases
• Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your card
• Get a companion reward in the same cabin class or a cabin upgrade when you book a ticket through Virgin Atlantic. Must spend $25,000 or more in purchases annually to qualify.
• Earn 3 points per $1 spent directly on Virgin Atlantic purchases and 1.5 points per $1 spent on all other purchases with no limit to the number of points you can earn
• 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
• Contactless card – The security of a chip card, with the convenience of a tap
• No foreign transaction fees
• Low annual fee of $90

Earn 75,000 bonus miles

United Club℠ Infinite Card

Earn 4 miles per $1 spent with United
Foreign Transaction Fee: $0
Annual Fee: $525
on Chase's secure site
Why we like this card

Current Offer

  • Earn 75,000 Bonus Miles.
  • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheck® fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card.
on Chase's secure site
Earn up to 130,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
on American Express' secure site
Limited Time Offer! Earn 100,000 Bonus Points

Marriott Bonvoy Boundless™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

Read our Review

Current Offer

  • Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn 130,000 Hilton Honors Bonus Points

The Hilton Honors American Express Business Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to more than 1,300 lounges across 140 countries and counting.
  • Terms apply.
on American Express' secure site
Earn 65,000 American Airlines AAdvantage® bonus miles

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Foreign Transaction Fee: 0%
Annual Fee: $99, waived for first 12 months
The card details for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.

Read our Review

Current Offer
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• No Foreign Transaction Fees

50,000 Alaska Miles + Companion Fare

Alaska Airlines Visa Signature® Card

Foreign Transaction Fee: None
Annual Fee: $75
The card details for the Alaska Airlines Visa Signature® Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• Earn 50,000 Bonus miles after spending $2,000 within the first 90 days of opening your account
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• Enjoy 20% back on all Alaska Airlines inflight purchases and 50% off day passes at the Alaska Lounge when you pay with your new card.
• Plus, no foreign transaction fees and a low $75 annual fee.

Earn $750 bonus cash back

Ink Business Cash® Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Read our Review

Current Offer

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

on Chase's secure site
Earn a one-time bonus of 50,000 miles

Capital One Spark Miles for Business

2 Miles per $1 on every purchase, everywhere.
Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that
on Capital One's secure site
Why we like this card

Read our Review

Current Offer

  • Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Transfer your miles to 15+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✔® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
on Capital One's secure site
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Citi® Double Cash Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

There are no limits to the amount of cash back you can earn. For a card with no annual fee, that’s a return which is tough to beat.

Read our Review

Current Offer
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
Earn 80,000 points

Southwest Rapid Rewards® Performance Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $199
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
  • 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
  • 4 Upgraded Boardings per year when available
  • Inflight WiFi Credits
  • Global Entry or TSA Pre✔® Fee Credit
  • Employee cards at no additional cost, earn points on employee spending.
on Chase's secure site
25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card

Foreign Transaction Fee: None
Annual Fee: $0
The card details for the Bank of America® Travel Rewards credit card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Current Offer
• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
• Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
• 0% Introductory APR for 12 billing cycles for purchases.
• If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Earn 75,000 Marriott Bonvoy bonus points

Marriott Bonvoy Brilliant™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms Apply.
on American Express' secure site
Why we like this card

Read our review

Current Offer

  • Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees.
  • $450 Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 15,000 Bonus Points

Citi Rewards+® Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

Arguably the coolest feature of this new card is Citi will round up your purchase to the nearest 10 ThankYou points. Make a $1 purchase? You’ll earn 10 ThankYou points. Make an $11 purchase? You’ll earn 20 ThankYou points. This is a very interesting rewards structure that makes this card perfect for everyday purchases.

Read our Review

Current Offer
• The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
• Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
• 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
• Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
• The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
20,000 Miles

Capital One VentureOne Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

Current Offer

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
on Capital One's secure site
Earn 100,000 Membership Reward® points

The Business Platinum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply.
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer

  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
  • Terms Apply.
on American Express' secure site
Earn 70,000 Membership Rewards® points

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply.
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
  • *Terms Apply
on American Express' secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125
Terms Apply.
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer

  • Welcome Offer: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
on American Express' secure site
Earn up to 100,000 bonus Avios

Iberia Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10.
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn up to 100,000 bonus Avios

Aer Lingus Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months.
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Limited Time Offer! Earn 50,000 Bonus Points

Marriott Bonvoy Bold™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.

Read our Review

Current Offer

  • Limited Time Offer! Earn 50,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold™ Credit Card from Chase®!
  • Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn 10,000 American Airlines AAdvantage® bonus miles

American Airlines AAdvantage MileUp℠ Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

Read our Review

Current Offer
• Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage® mile for every $1 spent on other purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
Earn 40,000 points

Southwest Rapid Rewards® Priority Credit Card

Foreign Transaction Fee: $0
Annual Fee: $149
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on inflight drinks and WiFi.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
on Chase's secure site
Earn 60,000 points

Southwest Rapid Rewards® Premier Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
50,000 AAdvantage miles

AAdvantage® Aviator™ Red World Elite Mastercard®

Foreign Transaction Fee: $0
Annual Fee: $95
The card details for the AAdvantage® Aviator™ Red World Elite Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee. Plus earn an introductory Companion Certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee.

Card Details
Earn 2X miles on eligible American Airlines purchases; Earn 1X miles on all other purchases; First checked bag free and preferred boarding for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines; Receive 25% inflight savings on food and beverages; Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights

Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

Delta SkyMiles® Reserve American Express Card

Foreign Transaction Fee: None
Annual Fee: $550
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
on American Express' secure site
Earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit

Delta SkyMiles® Reserve Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $550
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your card in a calendar year, up to 4x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That's in addition to the 15,000 MQMs that you would earn with Status Boost.
  • Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Pay no foreign transaction fees when you spend overseas.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • Terms and limitations apply.
on American Express' secure site
Earn 40,000 bonus miles

United℠ Explorer Card

Foreign Transaction Fee: $0
Annual Fee: $0 introductory annual fee for the first year, then $95
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, an additional 25,000 bonus miles after you spend $10,000 in the first 6 months.
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
  • Up to $100 Global Entry or TSA PreCheck® fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services
on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Plus Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
on Chase's secure site
Earn 50,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

Delta SkyMiles® Platinum American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit

Delta SkyMiles® Platinum Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $250
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That's in addition to the 10,000 MQMs that you would earn with Status Boost.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
  • Terms and limitations apply.
on American Express' secure site
Earn 10,000 bonus miles

Delta SkyMiles® Blue American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Read our Review

Current Offer

  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
on American Express' secure site
Earn 40,000 bonus miles

Delta SkyMiles® Gold American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $99.
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy your first checked bag free on Delta flights.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
on American Express' secure site
Earn 50,000 bonus miles and a $50 statement credit

Delta SkyMiles® Gold Business American Express Card

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $99
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
  • Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply
on American Express' secure site
Earn 60,000 bonus points

IHG® Rewards Club Traveler Credit Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

Current Offer

  • Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening
  • No Annual Fee
  • Earn up to 15 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Fourth Reward Night Free
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
on Chase's secure site
$200 Cash Back

Capital One SavorOne Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This card has a great return for a cash-back card with no annual fee.

Current Offer

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fee
  • No annual fee
on Capital One's secure site
Exclusively for Costco Members: Go Big with Cash Back Rewards

Costco Anywhere Visa® Card by Citi

Foreign Transaction Fee: 0%
Annual Fee: $0
on Citi's secure site
Why we like this card

The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.

Read our Review

Current Offer
• Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
• 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
• The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
Earn 60,000 American Airlines AAdvantage® bonus miles

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Foreign Transaction Fee: 0%
Annual Fee: $99, waived for first 12 months
The card details for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
• Earn 60,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of account opening
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights

$200 Cash Back

Capital One Quicksilver Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer

  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • Pay no annual fee or foreign transaction fees
on Capital One's secure site
$200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card

Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
Annual Fee: $0
The card details for the Bank of America® Cash Rewards credit card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This is a great card if you're looking for no annual fee, cash back type of card. If you're a Preferred Rewards member, you can get a 25% - 75% rewards bonus on every purchase.

Read our Review

Current Offer
• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
• Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
• 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.
• No expiration on rewards
• If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

Earn Up To $250 Back

Blue Cash Everyday® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

Read our review

Current Offer

  • Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
  • Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
on American Express' secure site
Start building credit for tomorrow

Citi® Secured Mastercard®

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

Current Offer
• The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
• Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
• Use your card anywhere Mastercard® is accepted — worldwide.
• A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
• Get help staying on track with Auto Pay and account alerts.
• With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
• Manage your account 24/7 online, by phone, or in our mobile app.
• The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.

on Citi's secure site
Earn 20,000 bonus miles

United Gateway℠ Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

Current Offer

  • Earn 20,000 bonus miles
  • No annual fee
  • Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
  • Earn 2 miles per $1 spent on United Airlines purchases
  • Earn 2 miles per $1 spent on local transit and commuting
  • Earn 1 mile per $1 spent on all other purchases
  • Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021
on Chase's secure site
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%

American Express Blue Business Cash™ Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Terms Apply.
on American Express' secure site
Why we like this card

Read our Review

Current Offer

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
on American Express' secure site
1.5% Early Pay Discount

The Plum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee your first year, then $250.
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer

  • Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
on American Express' secure site
$50 Bonus Offer

Chase Freedom® Student credit card

Foreign Transaction Fee: 3%
Annual Fee: $0
The card details for the Chase Freedom® Student credit card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Chase's secure site
Why we like this card

Current Offer
$50 Bonus earned after first purchase made within the first 3 months from account opening.

Card Details
• 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent.
• $20 Good Standing rewards: You’ll receive 2,000 points, which can be redeemed for $20, after each account anniversary year for the first 5 years. To qualify for Good Standing rewards each account anniversary year, your account must be open and not in default, as defined in your Cardmember Agreement, at the time of fulfillment. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.

on Chase's secure site