Targeted Amex Platinum 100K CardMatch Offer Is Back

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The CardMatch Tool, which is offered by, often gives people access to bigger targeted card welcome bonuses. In order to use the tool you have to enter your name, address, and last four of your social security number, and based on that, it may make certain non-publicly available bonuses available to you.

Last November I wrote about how there was a targeted 100K welcome bonus on the Amex Platinum Card through the CardMatch Tool. The bonus stayed around for a while, then it seemed to disappear for a while, and I’m now receiving several reader reports that the offer is back. So to see if you’re eligible for this bonus of 100,000 Membership Rewards points after spending $5,000 within three months, enter your info through this link. You might have to click on either “Pre-Qualified” or “CardMatch Special Offers” on the left side of the page to find this offer.

This is significantly better than the current publicly available bonus of 60K Membership Rewards points.

Again, this is targeted, so not everyone will be eligible. However, in general it makes sense to check the CardMatch Tool periodically to see if you’re targeted for any offers. Hopefully some of you are eligible for this 100K Amex Platinum Card offer and can take advantage of this.

The Amex Platinum Card is one of my all around favorite credit cards, and comes with so many awesome benefits, including:

Get free spa treatments at the Amex Centurion Lounge with your Amex Platinum Card

If you are targeted for this offer, then I highly recommend taking advantage of this deal. This is a killer deal.

Were you targeted for an Amex Platinum Card 100K offer through the CardMatch Tool?

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  1. No, I never get Amex on cardmatch. Maybe because I have 2 personal and 2 business? But they are always happy to approve me for cards.

  2. I got the offer in the the mail last week and I am going to take them up on it. It does not appear to be on my CardMatch though.

  3. I’m new to this card/mile thing. The card match tool said I got the deal. My question…Hoe is a car worth $550 a year?

  4. Does Amex ever “forget” that you had a card? I got the Platinum in 2011 and have heard that their system takes ~7 years to “forget” you had a product. If that’s the case, that may be a way around the one bonus per product per lifetime limit.

  5. In November 2016 I got a 150k bonus offer for the AmEx Biz Plat in the mail – decided it was to good to pass up. Using it to fly Emirates first JFK to DXB in a couple weeks. Definitely worth the $550 annual fee to take a $22k flight.

  6. @christi – this card is worth $550 a year if you travel a lot, and especially if your home airport has an AmEx Centurion lounge. Even if you don’t travel a lot, it is worth doing for at least one year with 100,000 point sign up bonus, which is valued between about $1,500 and $2,000 depending how you value AmEx MR points. If you do not travel a lot, spend or transfer the points and then cancel the card before the next annual fee comes up.

    But as I opened with, it is worth $550 (or more) if you travel a lot for a number of reasons. First it offers 5X points on flights and hotels booked with AmEx or the airline. It also offers a $200/yr travel credit, $200/yr Uber credits (spread out as $15/mo. and $35 in December), Gold status at SPG/Marriott and Hilton, Centurion lounge access and Priority Pass access. My home airport is PHL and I fly a couple of times a month minimum almost always on AA out of Term. A or B. The new PHL Centurion lounge is between A and B, so I get a lot of use out of it. With the free food and drinks, it is probably actually saving me money over eating and drinking at the airport. I also use the $200/yr travel credit to buy AA gift cards and I use most of the Uber credit with UberEats.

    There are other benefits too, like free TSA PreCheck or Global Entry, but I value those less because you only need one or the other and only ever 5 years.

  7. @Matt, thank you for your comment about using the credit for UberEats. I never use the credit so I will have to check this out. I also haven’t tried UberEats either. Do you pay for the food and the Uber separately?

  8. @Matt, Thanks for your information, very helpful. I used to fly more, It’s dropped to 2-3 times a year. Those are mostly international. I don’t know it that makes a difference.

  9. If I use CardMatch, will it be a soft pull? I was about to click the button but then I saw all that verbiage about how they’re gonna send all my info to all these credit card companies forever. Help!

  10. Would someone who received the offer on the card match tool be so kind to provide their stats? (Credit score, etc?) I’m asking simply because I never receive Amex offers on card match even though my credit score is over 800 and I charge $4,000+ per month.

  11. Which credit agency do they use? I have a credit freeze due to the equifax breach and don’t want to unlock all 3 just to see if I happen to qualify for this award.

  12. @ Jason – I have the same issue. Cardmatch said I’m qualify but I’m not sure if I want to go through the hassle to unlock all three.

  13. I applied for the chase sapphire preferred card two days ago. I found out that I’m pre qualified for the 100,000 miles with the platinum card from american express. My question is is it to late to apply for the american express since I just applied for the chase card?

  14. Thank you Lucky — I’ve had the same credit card for 23years. I’m a bit nerves to get another…being new to all this.

  15. @Rob I applied for the card after it showed up on card match. I was denied. Not sure why. My credit is almost 800, house is paid off, low monthly expenses, this is only the second card I’ve applied for in 23 years. I don’t get it.

  16. @Christi That may be why you weren’t approved. You may not have enough revolving accounts. Call American Express credit reconsideration line (Google for number) and you can either ask why or plead your case to get the card approved.

  17. My wife and I only get Capital One and Chase offers through Card Match. Is this because we have too many Amex cards already? I have 7, she has 5.

  18. What should I do if the cardmatcher says it can’t find a credit profile for me? Have the Amex Everyday Preferred, Chase Reserve, Chase Freedom, etc etc. confused.

  19. and NO responses to multiple queries about having to lift a credit freeze to use the Card Match tool…

  20. I have a credit freeze on all three bureaus. Lifted Equifax for a day for another application and tried Cardmatch when it was lifted during that period–no luck. It’s likely one of the other two that Cardmatch uses (or a combination?)

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