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I’m a big fan of both The Platinum Card® from American Express and The Business Platinum® Card from American Express OPEN. If you travel with any frequency I think it’s worth having either one card or the other, and for some people it can even make sense to have both. While I’ve written a detailed review of the card in the past, in this post I wanted to share eight things I love about the Amex Business Platinum Card.
In no particular order:
A welcome bonus of up to 100K points
The Amex Business Platinum Card is definitely targeted at those who are big spenders (though I think there’s lots of value in the card even for people who don’t spend a lot long term), and offers a welcome bonus of up to 100,000 Membership Rewards points with some significant spend thresholds, as follows:
- Earn 50,000 Membership Rewards points after you spend $10,000 within the first three months
- Earn an additional 50,000 Membership Rewards points after you spend an additional $15,000 within the first three months
A lower annual fee
A $200 annual airline fee credit
The card offers a $200 annual airline fee credit. This can be applied towards fees and incidentals on your designated airline. Based on how I’ve been able to use this credit in the past, I think it’s nearly worth the face value. Keep in mind that you can get two of these credits before you pay your second year’s annual fee, since they’re based on the calendar year rather than cardmember year.
The way I view it, this lowers the real out of pocket on the card to $250 per year.
10 Gogo wifi passes per year
The Amex Business Platinum Card offers 10 Gogo wifi passes per year, each of which is valid for wifi on one flight. This includes wifi on international Gogo equipped flights, as well as on 2Ku equipped flights. This benefit isn’t available on the personal version of the card, and I know many people value this at $150+ per year.
Amex Centurion Lounge access
This card gets you access to Amex Centurion Lounges. You can bring in two guests with each visit, and access these lounges regardless of which airline you’re flying. US Centurion Lounge locations include Dallas, Houston, Las Vegas, Miami, New York, Philadelphia, San Francisco, and Seattle, and a lounge should be opening next year at New York JFK.
Delta SkyClub access
Those with the Amex Business Platinum Card also get access to Delta SkyClubs in conjunction with a same day ticket. The catch is that there’s a cost of $29 for each additional guest you bring in.
A Priority Pass membership
Cardmembers receive a complimentary Priority Pass membership, which gets you access to the world’s largest network of independent airport lounges, with over 1,000 locations around the world. You can bring in two guests with each visit. Not only does this open up lounge access at a lot of airports where you may not otherwise have access, though this also gets you free food and drinks at some airport restaurants in the US, including in Denver, Lexington, Miami, Portland, and St. Louis.
Applying doesn’t count towards the 5/24 restriction & quite easy to be approved for
The Amex Business Platinum Card is a charge card, meaning you have to pay your balance off in full each month. While Amex typically limits you to five credit cards, that limit doesn’t include charge cards. So if you’re otherwise maxed out in terms of the number of Amex credit cards you can get, this is a fantastic card to consider.
On top of that, for those with excellent credit, I find Amex business cards to be easy to be approved for. Anecdotally most people I’ve heard from have reported instant approvals on this card, so it really shouldn’t be very tough to be approved, even if you haven’t gotten many business cards in the past.
Lastly, applying for an Amex small business card generally won’t count towards your total as far as the Chase 5/24 rule is concerned
The Amex Business Platinum Card is a well rounded business card. If you value the airline fee credit and Gogo passes then this card will cost you next to nothing out of pocket. Add in the fact that the card is fairly easy to be approved for, that this doesn’t count towards your Amex credit card limit, and that it won’t count against you for the purposes of the 5/24 rule, and that makes this card even more compelling.