6 Reasons To Get The Alaska Airlines Business Card

One card that I think is seriously worth considering that’s not talked about a lot is the Alaska Airlines Visa® Business Credit Card. So in this post I wanted to look at six reasons you should consider applying for this card.

A welcome bonus of 30K miles 

The Alaska Visa Business Card offers a welcome bonus of 30,000 Mileage Plan miles after spending $1,000 within 90 days. That’s just part of the bonus, and I’ll talk about the rest of the bonus below.

That might not sound like that much, but I value Alaska Mileage Plan miles more than any other mileage currency, so I’d consider those 30,000 miles to be worth roughly $600.

Mileage Plan miles are so valuable thanks to the ability to redeem them for travel on a unique selection of airline partners, and also since you’re allowed a free stopover even on one-way tickets. For example, I recently redeemed just 70,000 Mileage Plan miles for a first class Japan Airlines ticket from Tokyo to Chicago.


Japan Airlines 777 first class

A companion certificate as part of the welcome bonus

In addition to a welcome bonus of 30,000 Mileage Plan miles, the Alaska Visa Business Card also offers Alaska’s companion ticket the first year. In subsequent years you’d have to pay $99 for that, plus taxes and fees, while at the beginning you’ll just have to pay taxes and fees, starting at just $22.

I’ll talk more about why this is so valuable below.


Alaska Airlines 737

A valuable companion certificate every year on your anniversary

Every year on the account anniversary of the Alaska Visa Business Card you’ll receive an Alaska companion certificate. After the first year you’ll have to pay $99 plus taxes and fees, which start at just $22, so you’re looking at a $121+ fare for the second passenger.

Note that the card has just a $75 annual fee (if you have a single cardholder), and so in the end you’re paying under $200 per year for a companion certificate, which is an excellent deal.

Here’s the thing — there are quite a few airlines that offer companion certificates in one form or another, but in my opinion the Alaska companion certificate is by far the most generous:

  • It’s valid on any Alaska Airlines economy fare
  • You can use it for a one-way, roundtrip, multi-city, etc.
  • The companion earns miles and can even be upgraded
  • The cardholder doesn’t even have to be the one to use it; you can use it for someone else, as long as you pay for the ticket with a card in your name

This benefit alone should be a reason to hold onto the card long term, in my opinion.

Applying for the card doesn’t count towards 5/24

Chase has a restriction whereby they typically won’t approve you for their cards if you’ve opened five or more new card accounts in the past 24 months. If this is a limit you’re trying to stay under, note that applying for most business cards, including the Alaska Visa Business Card, shouldn’t count towards that limit.

That’s because the card won’t show up on your personal credit report. So if you are trying to stay under that limit, this is a card that’s seriously worth considering.

A free checked bag on Alaska flights

If you fly Alaska Airlines with any frequency, the card offers a free checked bag on Alaska flights for you and up to six other passengers on the same reservation. Alaska charges $30 per checked bag, so this could save you up to $420 per roundtrip itinerary.

3x miles on Alaska Airlines flights

The Alaska Visa Business Card offers 3x miles for every dollar spent on Alaska Airlines purchases.

While there are some other credit cards that offer 5x points for airfare purchases, I’d note that Alaska miles are a special currency that many find to be extremely valuable, and the program doesn’t partner with the major transferable points currencies.

So many may prefer to put their Alaska spend on this card, because earning 3x Alaska miles is a very solid return.

Bottom line

The Alaska Visa Business Card has a reasonable $75 annual fee, and offers a welcome bonus of 30K miles plus an Alaska companion certificate, making this a great card to consider applying for.

This is also a card that’s worth holding onto long term, given the companion certificate you get every year. I consistently get value out of that, and it’s why I like always having an Alaska credit card.

Comments

  1. About fees, basic fee is $75 as you mention but there is also a $25 fee per individual user even the main user who applied for the card. So the fee really is $100.

  2. @ Norita — The basic fee is $50 plus $25 for each user, so it’s $75 if you have one user on the card.

  3. Thanks for this reminder. While I don’t see hubby and I using the companion ticker in economy, we could then upgrade using miles and/or offer them to my neice in Portland 🙂

    Also on the early post about The evil Bank of America starting a 24 month rule. This happened after hubby got approved for his 3rd AS personal card. The other two opened a year ago with annual fee coming due. I thought I’d try another application before switching him to the BoA travel card. And it worked. I then closed the other two cards and transferred the credit lines to the new Card ($63,000)

    I had actually chickened out on applying for anotherone for me and just applied for the Travel Card with $500 signup bonus.

    Fun game, eh? 🙂

  4. I’m kind of thinking of applying for an Alaska card, but BoA rejected me twice for the Flying Blue card already (despite a great credit score). I used to be a BoA customer but closer my accounts a few years ago to move to Chase. I suspect this is the reason why. Do we know if they are as annoying for the Alaska card?

  5. With regards to the companion coupon , I have been able to book a regular fare for my wife and use the companion coupon for my son, and pay for it all with my Presitge….I love this card, I put zero spend on it , but it’s a keeper for me

  6. I mostly use Alaskan on relatively short and cheap flights like SFO-LAX or SEA-SFO, so the companion ticket isn’t so useful.

    If I wanted a trans-con on former Virgin metal, it would be a good deal however

  7. For Clem above–I applied and was rejected for this two months ago. Over 800 personal score, legit business w/100k revenue a year, and I’m under 5/24. Only two other open business cards (though both this year), both with Chase. Was asked to send tax returns to verify my business, which I did but still got denied bc I already had “enough existing credit” (at other banks I guess?). I had/have zero BOA relationship, so guessing that’s why–but was a bit surprised to get the denial.

  8. You can also use your MVP Gold Guest passes with companion fares. We were able to do a transcon RT in first class for two people for a little over $600 all in.

    That said, if you have the personal and business versions of the card, Does that mean you get two companion passes?

  9. I find most business cards are getting much harder to get approved for. I blame the bloggers who have been pushing people to apply for these even if they just have a “business”.

  10. I just applied yesterday in fact after reading BofA new rules.

    I did not get instant approval so kind of surprised.

    I do have a business with over 1/2 million revenue.

    I only have personal Alaska and Asiana with them

  11. For Clem,
    I had a been a BofA checking and savings customer for a couple years. In the last year I’ve only had my savings with them. I’ve tried two times in the last 6 months to get the personal Alaska Airlines card and was denied. I’ve been in the game since ’12 and have only had maybe 5 denials total in that time, and 2 were these recent BofA ones. Over 800 credit score, over 5/24 but not lol/24. I’m done trying with them.
    Taryn

  12. Not sure it’s worth signing up when Alaska has such generous mileage sales, and a devaluation is likely to transpire in the coming year.

  13. I find that the SW companion pass is a much more valuable benefit (although it takes more effort to qualify for). There are 3 reasons why: 1) There is no $99 base fee for the companion – you simply pay the taxes; 2) You don’t have to pay regular fare for the primary passenger – you can use miles so you both fly free; 3) It can be used over and over as many times as you want during the 2 year period.

  14. If I already have the regular card, can I apply for the business and get benefits. I would be willing to cancel the regular card, if I know I can get 30,000 and companion tix.
    Thanks

  15. I live in a city served by American Airlines, but not Alaska Airlines. I can use Alaska miles on American only if I am willing to make time-consuming and extended layovers. Flying a decent American itinerary is never an option, so I see very little of the value that you see in Alaska miles. Maybe you should say Alaska miles are worth 2 cents each – but only IF you live in an city served by Alaska Airlines.

  16. Was looking forward to getting the personal & business versions of this card – had some prospective travel on Emirates where these miles would have come in handy. BOA seems to be tightening their CC approvals along the same lines as Chase and CapitalOne. Was rejected for Alaska air personal visa last month – too many new accounts being the reason; no luck with reconsideration as well. FWIW, me and +1 are both about 20/24 and no relationship with BOA. Oh well…

  17. Is it possible to switch from the BoA AA Visa Platinum to the Business version. It is my understanding that with the business card each card holders purchases go to THEIR FF account. This would be great.

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