6 Reasons To Get The Alaska Airlines Business Card

Yesterday we saw an increased new welcome bonus launched on the Alaska Airlines Visa® Business Credit Card, and it’s an offer seriously worth considering. I actually applied for this card several weeks ago under a worse deal, so I’m sort of jealous of those who can get the card now.

In this post I wanted to look at six reasons you should consider applying for this card under the current offer.

A welcome bonus of 40K miles 

The Alaska Visa Business Card offers a welcome bonus of 40,000 Mileage Plan miles after spending $2,000 within 90 days. That’s just part of the bonus, and I’ll talk about the rest of the bonus below.

That might not sound like that much, but I value Alaska Mileage Plan miles more than any other mileage currency, so I’d consider those 40,000 miles to be worth roughly $800.

Mileage Plan miles are so valuable thanks to the ability to redeem them for travel on a unique selection of airline partners, and also since you’re allowed a free stopover even on one-way tickets. For example, I recently redeemed just 70,000 Mileage Plan miles for a first class Japan Airlines ticket from Tokyo to Chicago.


Japan Airlines 777 first class

A companion certificate as part of the welcome bonus

In addition to a welcome bonus of 40,000 Mileage Plan miles, the Alaska Visa Business Card also offers Alaska’s $121+ companion ticket the first year. Historically you only start receiving this on the first anniversary, but with this offer you get one of these certificates when you complete minimum spend as well.

You’ll just have to pay $99 plus taxes and fees, which start at just $22.

I’ll talk more about why this is so valuable below.


Alaska Airlines 737

A valuable companion certificate every year on your anniversary

Every year on the account anniversary of the Alaska Visa Business Card you’ll receive an Alaska companion certificate. You’ll just have to pay $99 plus taxes and fees, which start at just $22, so you’re looking at a $121+ fare for the second passenger.

Note that the card has just a $75 annual fee (if you have a single cardholder), and so in the end you’re paying under $200 per year for a companion certificate, which is an excellent deal.

Here’s the thing — there are quite a few airlines that offer companion certificates in one form or another, but in my opinion the Alaska companion certificate is by far the most generous:

  • It’s valid on any Alaska Airlines economy fare
  • You can use it for a one-way, roundtrip, multi-city, etc.
  • The companion earns miles and can even be upgraded
  • The cardholder doesn’t even have to be the one to use it; you can use it for someone else, as long as you pay for the ticket with a card in your name

This benefit alone should be a reason to hold onto the card long term, in my opinion.

Applying for the card doesn’t count towards 5/24

Chase has a restriction whereby they typically won’t approve you for their cards if you’ve opened five or more new card accounts in the past 24 months. If this is a limit you’re trying to stay under, note that applying for most business cards, including the Alaska Visa Business Card, shouldn’t count towards that limit.

That’s because the card won’t show up on your personal credit report. So if you are trying to stay under that limit, this is a card that’s seriously worth considering.

A free checked bag on Alaska flights

If you fly Alaska Airlines with any frequency, the card offers a free checked bag on Alaska flights for you and up to six other passengers on the same reservation. Alaska charges $30 per checked bag, so this could save you up to $420 per roundtrip itinerary.

3x miles on Alaska Airlines flights

The Alaska Visa Business Card offers 3x miles for every dollar spent on Alaska Airlines purchases.

While there are some other credit cards that offer 5x points for airfare purchases, I’d note that Alaska miles are a special currency that many find to be extremely valuable, and the program doesn’t partner with the major transferable points currencies.

So many may prefer to put their Alaska spend on this card, because earning 3x Alaska miles is a very solid return.

Bottom line

The Alaska Visa Business Card has a reasonable $75 annual fee, and offers a welcome bonus of 40K miles plus a $121+ Alaska companion certificate, making this a great card to consider applying for.

This is also a card that’s worth holding onto long term, given the companion certificate you get every year. I consistently get value out of that, and it’s why I like always having an Alaska credit card.

Comments

  1. Last week, I received a 40,000 bonus miles plus Companion Fare after spending $2000 or more within the first 90 days through regular mail for the Visa Signature Card (not business card). I’m a MVP member and have been receiving the offer of 30,000 bonus miles for a while, and this is the first time I saw anything more than 30,000 miles. I have until early April to apply and seriously considering it. I don’t fly Alaska that much (I earned the MVP status through flying partner), but the bonus miles is quite tempting. Is 40,000 miles that highest offer lately/ever from Alaska credit card?

  2. what does this have to do with the 5/24 rule and Chase.T his is a Bank of America product. Do your due diligence fellows

  3. Alaska Visa Business Card is a Bank of America card not Chase. Who proofreads these articles?

  4. @Rober Metras @Alex – Before you guys criticize Lucky, maybe understand the rules first. Why the 5/24 rule is relevant is because if you want to apply for a Chase card, they don’t care which bank your other cards are from. All they care is whether you opened 5 cards in the past 24 months. Lucky’s point is that you can get this Alaska count and not jeopardize your Chase 5/24 limit in case you are interested in applying for a Chase card as well.

  5. @Lucky – I have a legitimate business–I VRBO my house on occasion, but it’s informal and I don’t maintain any corporate documents. I applied for this card as a sole proprietor, as I have done in the past for other business cards. But this time, B of A just sent me the following request for additional information, none of which I have. Any suggestions as to how to proceed.

    <>

    <>

    <>

    <>

  6. It looks like the cut and paste did not go on my email above. here is the information they requested

    • Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization’s meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
    • Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
    • The two most recent accountant prepared, year-end business financial statements/tax returns

  7. If you have had this business card in the past, can you reapply and receive the bonus again?

  8. Since when could you upgrade a companion fare on Alaska Airlines? Last time I checked recently it was still a no go as this is something I have always wanted to do yet we have to always fly Vancouver or Seattle to Hawaii in Economy. Premium Economy is the only paid upgrade I am aware of. Please correct me if I am wrong and I will be most happy.

  9. @ Steve Sorko — The fares are definitely eligible for complimentary elite upgrades, or if you purchase the right fare class (and there’s availability) you can upgrade with miles as well.

  10. Applied couple days ago, boa wants my proof of business. Mines a “semi business” primarily for this churnning game… any advices?

  11. @Rober Metras & @Alex – you guys having a bad day? Easy boys! Lucky’s point is, since this is a business card, it does not count towards the Chase 5/24 rule…that’s it! Please do your “DUE DILIGENCE” and read and understand what the entire point is.

  12. @Robert Law – you most certainly can. My wife and I just got approved for our 3rd time. If you are thinking of doing this, wait at least 60-90 days before reapplying.

  13. @Emmanuel Ruiz do you and your wife have an actual business or just a “business”? I recently applied with 2 years in the “business” with 5k annual revenue but was auto denied. I do have a checking account with them but it was opened recently.

    Not sure what others are putting but will try again in next month with hopefully better luck. Seems like a lot of people are asked for documentation even though they’re a sole proprietor.

  14. I’ve heard for a long time that business cards don’t apply toward the Chase 5/24 guideline. However, is that even true if you are a sole-proprietor and use your SS number as identification?

  15. BoA biz cards are the most difficult if not impossible to get if you run a SP. applied a while back as a SP and they req tax documents; submitted and the UW couldn’t verify where my SP income was from my tax return. In general, the biz version is difficult to get unless you have separate tax documentation from your SP.

    Whats the point of bailing out BoA in 2008 if they are unwilling to help the American public.

  16. @Emmanuel Ruiz, is 60 days really enough? Just applied about 4 weeks ago under the worse deal but I want this one too!!

  17. @Tim
    They are rejecting you because your SP is not an established entity with a valid government tax ID. I’m assuming you applied it as a ‘business’ for selling on Ebay, correct?

    Again, BoA is looking for legal business with government tax forms and SPs fall into that as well. Great offer tied to a shitty bank.

Leave a Reply

Your email address will not be published. Required fields are marked *