6 Reasons To Get The Alaska Airlines Business Card

Filed Under: Alaska, Credit Cards
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Recently we saw an increased new welcome bonus launched on the Alaska Airlines Visa® Business Credit Card, and it’s an offer seriously worth considering. I applied for this card when it had a worse offer, so I’m jealous of those of you who can get this welcome bonus.

In this post I wanted to look at six reasons you should consider applying for the Alaska Card under the current deal. It’s worth noting that the Alaska Airlines Visa® Credit Card has a great welcome bonus, and I’d highly recommend applying for either the personal or business version of the Alaska card (or both)!

1) A welcome bonus of 40K miles 

The Alaska Visa Business Card offers a welcome bonus of 40,000 Mileage Plan miles after spending $2,000 within 90 days. That’s just part of the bonus, and I’ll talk about the rest of the bonus below.

That might not sound like that much, but I value Alaska Mileage Plan miles more than any other mileage currency, so I’d consider those 40,000 miles to be worth roughly $800.

Mileage Plan miles are so valuable thanks to the ability to redeem them for travel on a unique selection of airline partners, and also since you’re allowed a free stopover even on one-way tickets. For example, I recently redeemed just 70,000 Mileage Plan miles for a first class Japan Airlines ticket from Tokyo to Chicago.


Japan Airlines 777 first class

2) A companion certificate as part of the welcome bonus

In addition to a welcome bonus of 40,000 Mileage Plan miles, the Alaska Visa Business Card also offers Alaska’s $121+ companion ticket the first year upon completing minimum spend. Historically you only start receiving this on the first anniversary, but with this offer, you get one on the first year as well.

You’ll just have to pay $99 plus taxes and fees, which start at just $22.

I’ll talk more about why this is so valuable below.


Alaska Airlines 737

3) A valuable companion certificate every year on your anniversary

Every year on the account anniversary of the Alaska Visa Business Card you’ll receive an Alaska companion certificate. You’ll just have to pay $99 plus taxes and fees, which start at just $22, so you’re looking at a $121+ fare for the second passenger.

Note that the card has just a $75 annual fee (if you have a single cardholder), and so, in the end, you’re paying under $200 per year for a companion certificate, which is an excellent deal.

Here’s the thing — there are quite a few airlines that offer companion certificates in one form or another, but in my opinion, the Alaska companion certificate is by far the most generous:

  • It’s valid on any Alaska Airlines economy fare
  • You can use it for a one-way, roundtrip, multi-city, etc.
  • The companion earns miles and can even be upgraded
  • The cardholder doesn’t even have to be the one to use it; you can use it for someone else, as long as you pay for the ticket with a card in your name

This benefit alone should be a reason to hold onto the card long term, in my opinion.

4) Applying for the card doesn’t count towards 5/24

Chase has a restriction whereby they typically won’t approve you for their cards if you’ve opened five or more new card accounts in the past 24 months. If this is a limit you’re trying to stay under, note that applying for most business cards, including the Alaska Visa Business Card, shouldn’t count towards that limit.

That’s because the card won’t show up on your personal credit report. So if you are trying to stay under that limit, this is a card that’s seriously worth considering.

5) A free checked bag on Alaska flights

If you fly Alaska Airlines with any frequency, the card offers a free checked bag on Alaska flights for you and up to six other passengers on the same reservation. Alaska charges $30 per checked bag, so this could save you up to $420 per roundtrip itinerary.

6) 3x miles on Alaska Airlines flights

The Alaska Visa Business Card offers 3x miles for every dollar spent on Alaska Airlines purchases.

While there are some other credit cards that offer 5x points for airfare purchases, I’d note that Alaska miles are a special currency that many find to be extremely valuable, and the program doesn’t partner with the major transferable points currencies.

So many may prefer to put their Alaska spend on this card because earning 3x Alaska miles is a very solid return.

Alternative: Consider the Alaska Visa Personal Card

If you don’t have a small business, consider instead getting the Alaska Airlines Visa Card. There’s lots of overlap between the two cards, as both have the same welcome bonuses, and both offer companion certificates, free checked bags, 3x miles on Alaska flights, etc.

There’s lots of value in even picking up both cards, so you can earn 80,000+ Alaska miles and get two companion tickets per year.

Bottom line

The Alaska Visa Business Card has a reasonable $75 annual fee, and offers a welcome bonus of 40K miles plus a $121+ Alaska companion certificate, making this a great card to consider applying for. If you don’t have a small business, the Alaska Airlines Visa Card is a great alternative.

This is also a card that’s worth holding onto long term, given the companion certificate you get every year. I consistently get value out of that, and it’s why I like always having an Alaska credit card.

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Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Comments
  1. Last week, I received a 40,000 bonus miles plus Companion Fare after spending $2000 or more within the first 90 days through regular mail for the Visa Signature Card (not business card). I’m a MVP member and have been receiving the offer of 30,000 bonus miles for a while, and this is the first time I saw anything more than 30,000 miles. I have until early April to apply and seriously considering it. I don’t fly Alaska that much (I earned the MVP status through flying partner), but the bonus miles is quite tempting. Is 40,000 miles that highest offer lately/ever from Alaska credit card?

  2. what does this have to do with the 5/24 rule and Chase.T his is a Bank of America product. Do your due diligence fellows

  3. Alaska Visa Business Card is a Bank of America card not Chase. Who proofreads these articles?

  4. @Rober Metras @Alex – Before you guys criticize Lucky, maybe understand the rules first. Why the 5/24 rule is relevant is because if you want to apply for a Chase card, they don’t care which bank your other cards are from. All they care is whether you opened 5 cards in the past 24 months. Lucky’s point is that you can get this Alaska count and not jeopardize your Chase 5/24 limit in case you are interested in applying for a Chase card as well.

  5. @Lucky – I have a legitimate business–I VRBO my house on occasion, but it’s informal and I don’t maintain any corporate documents. I applied for this card as a sole proprietor, as I have done in the past for other business cards. But this time, B of A just sent me the following request for additional information, none of which I have. Any suggestions as to how to proceed.

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  6. It looks like the cut and paste did not go on my email above. here is the information they requested

    • Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization’s meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
    • Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
    • The two most recent accountant prepared, year-end business financial statements/tax returns

  7. If you have had this business card in the past, can you reapply and receive the bonus again?

  8. Since when could you upgrade a companion fare on Alaska Airlines? Last time I checked recently it was still a no go as this is something I have always wanted to do yet we have to always fly Vancouver or Seattle to Hawaii in Economy. Premium Economy is the only paid upgrade I am aware of. Please correct me if I am wrong and I will be most happy.

  9. @ Steve Sorko — The fares are definitely eligible for complimentary elite upgrades, or if you purchase the right fare class (and there’s availability) you can upgrade with miles as well.

  10. Applied couple days ago, boa wants my proof of business. Mines a “semi business” primarily for this churnning game… any advices?

  11. @Rober Metras & @Alex – you guys having a bad day? Easy boys! Lucky’s point is, since this is a business card, it does not count towards the Chase 5/24 rule…that’s it! Please do your “DUE DILIGENCE” and read and understand what the entire point is.

  12. @Robert Law – you most certainly can. My wife and I just got approved for our 3rd time. If you are thinking of doing this, wait at least 60-90 days before reapplying.

  13. @Emmanuel Ruiz do you and your wife have an actual business or just a “business”? I recently applied with 2 years in the “business” with 5k annual revenue but was auto denied. I do have a checking account with them but it was opened recently.

    Not sure what others are putting but will try again in next month with hopefully better luck. Seems like a lot of people are asked for documentation even though they’re a sole proprietor.

  14. I’ve heard for a long time that business cards don’t apply toward the Chase 5/24 guideline. However, is that even true if you are a sole-proprietor and use your SS number as identification?

  15. BoA biz cards are the most difficult if not impossible to get if you run a SP. applied a while back as a SP and they req tax documents; submitted and the UW couldn’t verify where my SP income was from my tax return. In general, the biz version is difficult to get unless you have separate tax documentation from your SP.

    Whats the point of bailing out BoA in 2008 if they are unwilling to help the American public.

  16. @Emmanuel Ruiz, is 60 days really enough? Just applied about 4 weeks ago under the worse deal but I want this one too!!

  17. @Tim
    They are rejecting you because your SP is not an established entity with a valid government tax ID. I’m assuming you applied it as a ‘business’ for selling on Ebay, correct?

    Again, BoA is looking for legal business with government tax forms and SPs fall into that as well. Great offer tied to a shitty bank.

  18. Applied 2 days ago and got a message need further review…

    I have an S Corp and have personal and business account with BofA.

    Yesterday got an approval email and text message and the account showed up on my personal and business bank accounts today.

  19. has anyone had any luck as SP for this card? has anyone had success applying for business and personal on same day? with the difficulty in trying to get this card i am also thinking maybe just applying for the personal card.

  20. One downside is that you’ll have to deal with BofA, which is never a very positive experience.

    Or, as @Kevin says above, “Great offer tied to a shitty bank.”

  21. Unfortunately getting a business card approved by these days by Bank of America had become a challenge. You need a bank account with them.

  22. @ Lucky or anyone else who sees the Alaska cards as valuable to hold onto. I have read many times from bloggers how great they are (their miles). I’m not saying they aren’t, but my main hesitancy is, it’s only 80K sign up miles (combined)–there’s not much one can do with 80K, and what do you do after that (if you don’t put a lot of spend of MS on the cards)? Unlike Chase or Amex which have multiple cards where you can earn and combine their respected currencies, the BA Alaska cards are limited. Please correct me if there’s something I’m missing. Thanks.

  23. As some others have described, lately this can be very tough to get even for those with documented businesses. Didn’t used to be so difficult. Just be aware of this before trying.

  24. @ Ethan… I agree that for most the only reward is the initial bonus. But for those that can use the companion certificate for long transcontinental or flights to Hawaii that benefit more than covers the AF. Personally I would exchange Marriott points that I rack up for AK miles. If one can’t plus up AK miles from flying or Marriott the only benefit is the bonus points and the annual companion certificate. Personally I love Alaska’s program, but definitely will just get their personal card. Not opening up business card just for a 2nd bonus of 40K, but that’s just me. Plus business card application looks to be a hassle with BofA. Rather get the Chase Ink Business where I can pool a 80K bonus with my Reserve and Unlimited personal cards.

  25. I would be 100% in on Alaska as my main mileage parter, but I do SFO-JFK/LAX-JFK so often and a lie flat seat is so key on that route. Alaska has some awesome partners, but they need a better transcon option imo.

  26. @Rober Metras & @Alex This is why Lucky writes these articles and not you. Lucky did his research while you did not. Lucky was a gentleman and thanked @Luis and apologized for any confusion. You two @Rober Metras & @Alex as of now have not own up to your folly and apologize to Lucky. The nerve some people actually have. Oh my. Dish it out, but cannot accept own mistake. It is thanks to Lucky’s OMAAT that I learned about not only Chase’s 5/24, but other banks’ rules on credit card applications as well.

  27. @Robert Metras: while others have pointed out why the fact that this is a business card is relevant to Chase’s 5/24 policy I just wanted to add that “due diligence” does not mean what you think it means. It is not synonymous with “research”.

  28. If I wanted to get both the business and the personal, is there anything I should know about which to get first or if I need to wait a period of time between applications? I own a company with a tax ID and usually have no issue with business card approvals.

  29. I don’t understand why everyone is so excited about the Alaska companion gift certificate. Is it a good deal? Yes, of course. But I don’t see how it compares to the Southwest companion pass.
    With Alaska you pay full fare for the primary flyer and then pay over $100 and get one flight for your companion. That’s it. Your done until next year.
    With the Southwest Companion PASS, you can use points for the primary flyer and your companion flies basically free (just a few bucks for taxes) over and over again. You could theorectically fly every day of the year and your companion would always fly free.
    There’s no comparison!

  30. @Robert herrington
    You are absolutely right no comparison at all between companion pass and alaska certificate!!

  31. Data point- applied as an SP. App is now under review BUT trans union reports a hard pull contrary to most blogs on this card.

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