8 Reasons To Get The Alaska Airlines Business Card

Filed Under: Alaska, Bank of America
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For a while, the Alaska Airlines Visa® Business Credit Card has had an increased welcome bonus, and it’s an offer seriously worth considering. This is a card that I have and that I applied for under a worse offer, so I sure wish I had applied when this excellent bonus was available.

In this post, I wanted to look at eight reasons you should consider applying for the Alaska Card under the current deal. It’s worth noting that this isn’t the only Alaska Airlines credit card — the Alaska Airlines Visa® Credit Card has a great welcome bonus as well, and I’d highly recommend applying for either the personal or business version of the Alaska card (or both)!

With that out of the way, here’s why you should be considering this card:

1. Welcome Bonus Of 40K Miles

The Alaska Visa Business Card offers a welcome bonus of 40,000 Mileage Plan miles after spending $2,000 within 90 days. That’s just part of the bonus, and I’ll talk about the rest of the bonus below.

That might not sound like that much, but I value Alaska Mileage Plan miles more than any other mileage currency, so I’d consider those 40,000 miles to be worth roughly $800.

Mileage Plan miles are so valuable thanks to the ability to redeem them for travel on a unique selection of airline partners, and also since you’re allowed a free stopover even on one-way tickets. For example, I’ve redeemed just 70,000 Mileage Plan miles for a first class Japan Airlines ticket from Tokyo to Chicago.

Alaska Airlines will be joining the oneworld alliance in 2021, so we’ll see what impact that has on redemption opportunities.

Japan Airlines 777 first class

2. Companion Certificate As Part Of Welcome Bonus

In addition to a welcome bonus of 40,000 Mileage Plan miles, the Alaska Visa Business Card also offers Alaska’s $121+ companion ticket the first year upon completing minimum spending. Historically you only start receiving this on the first anniversary, but with this offer, you get one in the first year as well.

You’ll just have to pay $99 plus taxes and fees, which start at just $22.

Alaska Airlines 737

3. Valuable Companion Certificate Every Year On Anniversary

Every year on the account anniversary of the Alaska Visa Business Card you’ll receive an Alaska companion certificate. You’ll just have to pay $99 plus taxes and fees, which start at just $22, so you’re looking at a $121+ fare for the second passenger.

The card has just a $75 annual fee (if you have a single cardholder), and so in the end, you’re paying under $200 per year for a companion certificate, which is an excellent deal.

Here’s the thing — there are quite a few airlines that offer companion certificates in one form or another, but in my opinion, the Alaska companion certificate is by far the most generous:

  • It’s valid on any Alaska Airlines economy fare
  • You can use it for a one-way, roundtrip, multi-city, etc.
  • The companion earns miles and can even be upgraded
  • The cardholder doesn’t even have to be the one to use it; you can use it for someone else, as long as you pay for the ticket with a card in your name

This benefit alone should be a reason to hold onto the card long term, in my opinion.

4. Applying For The Card Doesn’t Count Towards 5/24

Chase has a restriction whereby they typically won’t approve you for their cards if you’ve opened five or more new card accounts in the past 24 months. If this is a limit you’re trying to stay under, applying for most business cards, including the Alaska Visa Business Card, shouldn’t count towards that limit.

That’s because the card won’t show up on your personal credit report. So if you are trying to stay under that limit, this is a card that’s seriously worth considering.

5. Free Checked Bag On Alaska Airlines

If you fly Alaska Airlines with any frequency, the card offers a free checked bag on Alaska flights for you and up to six other passengers on the same reservation. Alaska charges $30 per checked bag, so this could save you up to $420 per roundtrip itinerary.

6. Buy Alaska Lounge Access For $25

Just for having the Alaska Business Card you can receive a 50% discount on an Alaska Lounge day pass. This ordinarily costs $50, so you’re paying just $25 for a pass to an Alaska Lounge, which is a very good deal.

These lounges have snacks, complimentary drinks, and more. A couple of drinks at an airport bar could easily otherwise cost you more than $25.

Buy Alaska Lounge access for $25

7. 20% Back On Alaska Airlines Inflight Purchases

For having the card you can receive 20% back on inflight purchases, including of food, drinks, and wifi. If you fly Alaska with any frequency, the value of this could quickly add up.

8. 3x Miles On Alaska Flights

The Alaska Visa Business Card offers 3x miles for every dollar spent on Alaska Airlines purchases.

While there are some other credit cards that offer 5x points for airfare purchases, I’d note that Alaska miles are a special currency that many find to be extremely valuable, and the program doesn’t partner with the major transferable points currencies.

Many may prefer to put their Alaska spending on this card because earning 3x Alaska miles is a very solid return.

Alternative: Consider The Alaska Visa Personal Card

If you don’t have a small business, consider instead getting the Alaska Airlines Visa Card. There’s lots of overlap between the two cards, as both have the same welcome bonuses, and both offer companion certificates, free checked bags, 3x miles on Alaska flights, etc.

There’s lots of value in even picking up both cards, so you can earn 80,000+ Alaska miles and get two companion tickets per year.

Bottom Line

The Alaska Visa Business Card has a reasonable $75 annual fee, and offers a welcome bonus of 40K miles plus a $121+ Alaska companion certificate, making this a great card to consider applying for.

If you don’t have a small business, the Alaska Airlines Visa Card is a great alternative.

This is also a card that’s worth holding on to long term, given the companion certificate you get every year. I consistently get value out of that, and it’s why I like always having an Alaska credit card.

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  1. Last week, I received a 40,000 bonus miles plus Companion Fare after spending $2000 or more within the first 90 days through regular mail for the Visa Signature Card (not business card). I’m a MVP member and have been receiving the offer of 30,000 bonus miles for a while, and this is the first time I saw anything more than 30,000 miles. I have until early April to apply and seriously considering it. I don’t fly Alaska that much (I earned the MVP status through flying partner), but the bonus miles is quite tempting. Is 40,000 miles that highest offer lately/ever from Alaska credit card?

  2. what does this have to do with the 5/24 rule and Chase.T his is a Bank of America product. Do your due diligence fellows

  3. Alaska Visa Business Card is a Bank of America card not Chase. Who proofreads these articles?

  4. @Rober Metras @Alex – Before you guys criticize Lucky, maybe understand the rules first. Why the 5/24 rule is relevant is because if you want to apply for a Chase card, they don’t care which bank your other cards are from. All they care is whether you opened 5 cards in the past 24 months. Lucky’s point is that you can get this Alaska count and not jeopardize your Chase 5/24 limit in case you are interested in applying for a Chase card as well.

  5. @Lucky – I have a legitimate business–I VRBO my house on occasion, but it’s informal and I don’t maintain any corporate documents. I applied for this card as a sole proprietor, as I have done in the past for other business cards. But this time, B of A just sent me the following request for additional information, none of which I have. Any suggestions as to how to proceed.





  6. It looks like the cut and paste did not go on my email above. here is the information they requested

    • Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization’s meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
    • Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
    • The two most recent accountant prepared, year-end business financial statements/tax returns

  7. If you have had this business card in the past, can you reapply and receive the bonus again?

  8. Since when could you upgrade a companion fare on Alaska Airlines? Last time I checked recently it was still a no go as this is something I have always wanted to do yet we have to always fly Vancouver or Seattle to Hawaii in Economy. Premium Economy is the only paid upgrade I am aware of. Please correct me if I am wrong and I will be most happy.

  9. @ Steve Sorko — The fares are definitely eligible for complimentary elite upgrades, or if you purchase the right fare class (and there’s availability) you can upgrade with miles as well.

  10. Applied couple days ago, boa wants my proof of business. Mines a “semi business” primarily for this churnning game… any advices?

  11. @Rober Metras & @Alex – you guys having a bad day? Easy boys! Lucky’s point is, since this is a business card, it does not count towards the Chase 5/24 rule…that’s it! Please do your “DUE DILIGENCE” and read and understand what the entire point is.

  12. @Robert Law – you most certainly can. My wife and I just got approved for our 3rd time. If you are thinking of doing this, wait at least 60-90 days before reapplying.

  13. @Emmanuel Ruiz do you and your wife have an actual business or just a “business”? I recently applied with 2 years in the “business” with 5k annual revenue but was auto denied. I do have a checking account with them but it was opened recently.

    Not sure what others are putting but will try again in next month with hopefully better luck. Seems like a lot of people are asked for documentation even though they’re a sole proprietor.

  14. I’ve heard for a long time that business cards don’t apply toward the Chase 5/24 guideline. However, is that even true if you are a sole-proprietor and use your SS number as identification?

  15. BoA biz cards are the most difficult if not impossible to get if you run a SP. applied a while back as a SP and they req tax documents; submitted and the UW couldn’t verify where my SP income was from my tax return. In general, the biz version is difficult to get unless you have separate tax documentation from your SP.

    Whats the point of bailing out BoA in 2008 if they are unwilling to help the American public.

  16. @Emmanuel Ruiz, is 60 days really enough? Just applied about 4 weeks ago under the worse deal but I want this one too!!

  17. @Tim
    They are rejecting you because your SP is not an established entity with a valid government tax ID. I’m assuming you applied it as a ‘business’ for selling on Ebay, correct?

    Again, BoA is looking for legal business with government tax forms and SPs fall into that as well. Great offer tied to a shitty bank.

  18. Applied 2 days ago and got a message need further review…

    I have an S Corp and have personal and business account with BofA.

    Yesterday got an approval email and text message and the account showed up on my personal and business bank accounts today.

  19. has anyone had any luck as SP for this card? has anyone had success applying for business and personal on same day? with the difficulty in trying to get this card i am also thinking maybe just applying for the personal card.

  20. One downside is that you’ll have to deal with BofA, which is never a very positive experience.

    Or, as @Kevin says above, “Great offer tied to a shitty bank.”

  21. Unfortunately getting a business card approved by these days by Bank of America had become a challenge. You need a bank account with them.

  22. @ Lucky or anyone else who sees the Alaska cards as valuable to hold onto. I have read many times from bloggers how great they are (their miles). I’m not saying they aren’t, but my main hesitancy is, it’s only 80K sign up miles (combined)–there’s not much one can do with 80K, and what do you do after that (if you don’t put a lot of spend of MS on the cards)? Unlike Chase or Amex which have multiple cards where you can earn and combine their respected currencies, the BA Alaska cards are limited. Please correct me if there’s something I’m missing. Thanks.

  23. As some others have described, lately this can be very tough to get even for those with documented businesses. Didn’t used to be so difficult. Just be aware of this before trying.

  24. @ Ethan… I agree that for most the only reward is the initial bonus. But for those that can use the companion certificate for long transcontinental or flights to Hawaii that benefit more than covers the AF. Personally I would exchange Marriott points that I rack up for AK miles. If one can’t plus up AK miles from flying or Marriott the only benefit is the bonus points and the annual companion certificate. Personally I love Alaska’s program, but definitely will just get their personal card. Not opening up business card just for a 2nd bonus of 40K, but that’s just me. Plus business card application looks to be a hassle with BofA. Rather get the Chase Ink Business where I can pool a 80K bonus with my Reserve and Unlimited personal cards.

  25. I would be 100% in on Alaska as my main mileage parter, but I do SFO-JFK/LAX-JFK so often and a lie flat seat is so key on that route. Alaska has some awesome partners, but they need a better transcon option imo.

  26. @Rober Metras & @Alex This is why Lucky writes these articles and not you. Lucky did his research while you did not. Lucky was a gentleman and thanked @Luis and apologized for any confusion. You two @Rober Metras & @Alex as of now have not own up to your folly and apologize to Lucky. The nerve some people actually have. Oh my. Dish it out, but cannot accept own mistake. It is thanks to Lucky’s OMAAT that I learned about not only Chase’s 5/24, but other banks’ rules on credit card applications as well.

  27. @Robert Metras: while others have pointed out why the fact that this is a business card is relevant to Chase’s 5/24 policy I just wanted to add that “due diligence” does not mean what you think it means. It is not synonymous with “research”.

  28. If I wanted to get both the business and the personal, is there anything I should know about which to get first or if I need to wait a period of time between applications? I own a company with a tax ID and usually have no issue with business card approvals.

  29. I don’t understand why everyone is so excited about the Alaska companion gift certificate. Is it a good deal? Yes, of course. But I don’t see how it compares to the Southwest companion pass.
    With Alaska you pay full fare for the primary flyer and then pay over $100 and get one flight for your companion. That’s it. Your done until next year.
    With the Southwest Companion PASS, you can use points for the primary flyer and your companion flies basically free (just a few bucks for taxes) over and over again. You could theorectically fly every day of the year and your companion would always fly free.
    There’s no comparison!

  30. @Robert herrington
    You are absolutely right no comparison at all between companion pass and alaska certificate!!

  31. Data point- applied as an SP. App is now under review BUT trans union reports a hard pull contrary to most blogs on this card.

  32. @Robert W Herrington for people in Alaska hub, it’s beneficial for the once a year flight… which is a bonus for a majority of the people. Also the Southwest companion pass requires a LOT of spend and good timing, $10k in 3 months (last time I checked).

  33. Velocity — Everyone’s situation is different but it works great for us. I just want to correct one thing you mentioned. You do not have to spend $10k in 3 months. You will need to get 2 credit cars: one personal and one business. So if you can’t find a way to qualify for a business, it won’t work. I have never had a problem with SW in my situation. I have a few rental properties so I just call my business RH Rentals and apply as a sole proprietor. When my wife applies 2 years later, she uses the fact that she has some music published (self-published) and applies as JH composer. Neither one of us has had a problem with SW (some other business cards have been a problem)
    SW has 3 personal cards to choose from. Each of them give you a 40,000 bonus if you spend $1000 in the 1st three months so get the cheapest one ($69 annual fee).
    They also have 2 business cards: one gives you 60,000 miles if you spend $3000 in the 1st 3 months and costs $99 annual fee. The other gives you 80,000 miles if you spend $5000 in the 1st 3 months and charges $199 annual fee.
    So your choice is: 1) Put $4000 spending on the cards in the 1st 3 months (plus $168 fees) and then take your time putting another $6000 on either card and you’ll have the companion pass for the rest of that year as well as the next calendar year.
    2) Get the same personal card but spend more for the business card — $6000 spending in 3 months plus $268 annual fees and you’ll have the companion pass right away.
    It depends on how soon you want it and how much you are able to charge on cc’s in the first 3 months.
    One more thing: You should apply for the cards at the beginning of the year (or even at the end of the previous year – just make sure you don’t complete your required spending before the next year). That way you will be able to use the pass for almost 2 full years.

  34. I applied for this Business Card. Declined immediately with hard pull from TransUnion :(
    I got decline but Citibank AA business.
    I applied both as SP.

    Interestingly, I applied Barclays AA business Card. They approved me with A couple of follow up questions.

    @GregIllinois, or others any updates on your pending applications? Or any DP after you call recon. Line?

    It seems I can only get approved by Chase, AMEX, and Barclays so far for biz cards.

  35. I applied last month as a SP w/ legit rental income. App went pending. A week later I got a letter saying “you don’t do enough business with us to get a card. But if you fund a CD as collateral you can have one”. I went into a branch and the banker wasn’t sure how to handle it but after two visits, a few phone calls there (incl. both of us looking around as we’re sitting on hold for about an hour) he figured out I needed to:
    1) first open a business checking account
    2) deposit money into that account (cash would be better or else there would be a 7 day hold)
    3) transfer money from biz checking into CD
    4) fax paperwork over to BoA card group

    At each stage I thought “since I put this much time into this I might as well complete the process”

    Two weeks later still no card, but BoA did a 2nd hard pull 31 days after the first hard pull. I called BoA card processing (good luck finding that number – it changes like monthly) and was told: “It takes three weeks for us to process your application after the we receive the paperwork confirming you’ve funded the CD. Sorry about the second hard pull, but not really sorry since we didn’t got around to this until 31 days after you first applied”

  36. My amex business Delta card doesn’t show on my Experian credit report as an inquiry or open accounts (haven’t checked Equifax & TU yet). So, for worst-case scenario, if I apply as a sole proprietor for a Alaska business and get denied would this only count against the boa 2/3/4 rule or am I missing some other consequence?

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